SKYLA FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, SKYLA FEDERAL CREDIT UNION originated 156 purchase mortgages at a median interest rate of 6.34% and median total closing costs of $5,510. That is $1,231 below the national median of $6,741. SKYLA FEDERAL CREDIT UNION is most active in North Carolina with 138 originations there.
Purchase Originations
156
Median Total Costs
$5,510
−18.3% vs national ($6,741)
Median Rate
6.340%
−4.2% vs national (6.620%)
Median Origination
$3,165
Median Lender Credits
$2,268
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 156 | 6.340% | $5,510 | $3,165 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 138 | 6.345% | $5,450 | #129 |
| South Carolina | 16 | 6.250% | $5,871 | — |
| Georgia | 1 | 6.375% | $4,396 | — |
| Virginia | 1 | 6.390% | $5,508 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,434 | 5.950% | — | 7 | −$3,076 | |
| 2 | $4,085 | 6.990% | — | 1 | −$1,425 | |
| 3 | $4,224 | 6.340% | — | 1 | −$1,286 | |
| 4 | $4,280 | 6.500% | — | 5 | −$1,230 | |
| 5 | $4,417 | 6.425% | — | 6 | −$1,093 | |
| 6 | $4,528 | 6.295% | — | 14 | −$982 | |
| 7 | $4,546 | 6.545% | — | 2 | −$964 | |
| 8 | $4,575 | 6.320% | — | 4 | −$935 | |
| 9 | $5,031 | 6.500% | — | 9 | −$479 | |
| 10 | $5,295 | 6.350% | — | 13 | −$215 | |
| 11 | $5,843 | 6.250% | — | 9 | +$333 | |
| 12 | $5,872 | 6.850% | — | 1 | +$362 | |
| 13 | $5,989 | 6.000% | — | 1 | +$479 | |
| 14 | $5,994 | 6.100% | — | 11 | +$484 | |
| 15 | $6,092 | 6.250% | — | 43 | +$582 | |
| 16 | $6,385 | 5.975% | — | 4 | +$875 | |
| 17 | $6,413 | 6.440% | — | 8 | +$903 | |
| 18 | $6,584 | 6.745% | — | 2 | +$1,074 | |
| 19 | $6,685 | 6.495% | — | 2 | +$1,175 | |
| 20 | $7,654 | 5.825% | — | 2 | +$2,144 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.