LATINO COMMUNITY CREDIT UNION closing costs and rates (2024)
In 2024, LATINO COMMUNITY CREDIT UNION originated 335 purchase mortgages at a median interest rate of 7.75% and median total closing costs of $4,520. That is $2,221 below the national median of $6,741. LATINO COMMUNITY CREDIT UNION is most active in North Carolina with 326 originations there.
Purchase Originations
335
Median Total Costs
$4,520
−33.0% vs national ($6,741)
Median Rate
7.750%
+17.1% vs national (6.620%)
Median Origination
$2,025
Median Lender Credits
$175
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 335 | 7.750% | $4,520 | $2,025 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 326 | 7.750% | $4,524 | #71 |
| South Carolina | 8 | 7.625% | $4,275 | — |
| Virginia | 1 | 7.750% | $2,278 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,648 | 7.750% | — | 10 | −$872 | |
| 2 | $4,015 | 7.500% | — | 21 | −$505 | |
| 3 | $4,232 | 7.750% | — | 43 | −$288 | |
| 4 | $4,249 | 8.500% | — | 7 | −$271 | |
| 5 | $4,297 | 7.438% | — | 8 | −$223 | |
| 6 | $4,359 | 7.750% | — | 16 | −$161 | |
| 7 | $4,410 | 7.375% | — | 5 | −$110 | |
| 8 | $4,441 | 7.500% | — | 4 | −$79 | |
| 9 | $4,465 | 7.750% | — | 5 | −$55 | |
| 10 | $4,485 | 8.000% | — | 4 | −$35 | |
| 11 | $4,543 | 7.500% | — | 5 | +$23 | |
| 12 | $4,560 | 7.750% | — | 19 | +$40 | |
| 13 | $4,589 | 7.625% | — | 10 | +$69 | |
| 14 | $4,824 | 7.750% | — | 6 | +$304 | |
| 15 | $4,868 | 7.750% | — | 17 | +$348 | |
| 16 | $4,917 | 7.750% | — | 10 | +$397 | |
| 17 | $4,949 | 7.500% | — | 32 | +$429 | |
| 18 | $5,111 | 7.438% | — | 4 | +$591 | |
| 19 | $5,393 | 7.750% | — | 33 | +$873 | |
| 20 | $5,799 | 7.750% | — | 17 | +$1,279 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.