VISTA POINT MORTGAGE, LLC closing costs and rates (2024)
In 2024, VISTA POINT MORTGAGE, LLC originated 124 purchase mortgages at a median interest rate of 7.62% and median total closing costs of $17,380. That is $10,639 above the national median of $6,741. VISTA POINT MORTGAGE, LLC is most active in California with 59 originations there.
Purchase Originations
124
Median Total Costs
$17,380
+157.8% vs national ($6,741)
Median Rate
7.625%
+15.2% vs national (6.620%)
Median Origination
$12,367
Median Lender Credits
$3,300
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 124 | 7.625% | $17,380 | $12,367 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 59 | 7.500% | $21,003 | #251 |
| Texas | 26 | 7.625% | $15,915 | — |
| Florida | 11 | 7.250% | $19,636 | — |
| North Carolina | 5 | 7.500% | $11,597 | — |
| Arizona | 4 | 8.312% | $18,400 | — |
| Alabama | 2 | 7.938% | $9,725 | — |
| Georgia | 2 | 8.812% | $16,256 | — |
| Indiana | 2 | 7.938% | $15,527 | — |
| Minnesota | 2 | 9.125% | $20,238 | — |
| New Jersey | 2 | 8.250% | $26,180 | — |
| South Carolina | 2 | 8.562% | $26,555 | — |
| Washington | 2 | 8.062% | $15,849 | — |
| Colorado | 1 | 7.625% | $17,082 | — |
| Illinois | 1 | 7.375% | $14,653 | — |
| Nevada | 1 | 8.750% | $12,615 | — |
| Oregon | 1 | 7.500% | $18,886 | — |
| Pennsylvania | 1 | 7.125% | $27,470 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $10,245 | 6.625% | — | 2 | −$7,135 | |
| 2 | $10,757 | 7.058% | — | 2 | −$6,623 | |
| 3 | $11,738 | 8.312% | — | 2 | −$5,642 | |
| 4 | $13,712 | 9.375% | — | 1 | −$3,668 | |
| 5 | $14,127 | 7.875% | — | 3 | −$3,253 | |
| 6 | $14,229 | 7.000% | — | 2 | −$3,151 | |
| 7 | $16,806 | 8.125% | — | 2 | −$574 | |
| 8 | $16,877 | 7.375% | — | 2 | −$503 | |
| 9 | $17,324 | 8.625% | — | 2 | −$56 | |
| 10 | $17,995 | 7.000% | — | 3 | +$615 | |
| 11 | $18,973 | 7.250% | — | 2 | +$1,593 | |
| 12 | $18,980 | 7.125% | — | 1 | +$1,600 | |
| 13 | $19,831 | 8.250% | — | 5 | +$2,451 | |
| 14 | $20,100 | 7.000% | — | 10 | +$2,720 | |
| 15 | $20,119 | 7.000% | — | 3 | +$2,739 | |
| 16 | $20,343 | 7.375% | — | 4 | +$2,963 | |
| 17 | $22,896 | 8.125% | — | 7 | +$5,516 | |
| 18 | $23,666 | 7.875% | — | 22 | +$6,286 | |
| 19 | $28,700 | 7.000% | — | 2 | +$11,320 | |
| 20 | $33,553 | 7.062% | — | 4 | +$16,173 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.