Toyota Financial Savings Bank closing costs and rates (2024)
In 2024, Toyota Financial Savings Bank originated 186 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,954. That is $1,787 below the national median of $6,741. Toyota Financial Savings Bank is most active in Texas with 46 originations there.
Purchase Originations
186
Median Total Costs
$4,954
−26.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,495
Median Lender Credits
$3,850
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 186 | 6.625% | $4,954 | $1,495 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 46 | 6.500% | $6,327 | — |
| North Carolina | 42 | 6.438% | $3,496 | — |
| Illinois | 8 | 6.750% | $6,406 | — |
| California | 7 | 6.875% | $8,886 | — |
| Indiana | 6 | 6.850% | $3,587 | — |
| Massachusetts | 6 | 6.225% | $12,345 | — |
| Ohio | 6 | 6.312% | $4,148 | — |
| Arizona | 5 | 6.925% | $5,607 | — |
| Kentucky | 5 | 7.000% | $3,822 | — |
| Michigan | 5 | 6.950% | $3,897 | — |
| Washington | 5 | 5.875% | $11,760 | — |
| Colorado | 4 | 6.562% | $3,424 | — |
| Georgia | 4 | 6.975% | $6,751 | — |
| New Jersey | 4 | 6.125% | $8,886 | — |
| Virginia | 4 | 6.438% | $4,991 | — |
| Florida | 3 | 7.000% | $7,378 | — |
| Maryland | 3 | 6.250% | $5,225 | — |
| New York | 3 | 6.750% | $9,302 | — |
| Oregon | 3 | 6.550% | $9,604 | — |
| Minnesota | 2 | 7.162% | $6,521 | — |
| Missouri | 2 | 7.438% | $4,067 | — |
| Tennessee | 2 | 7.375% | $6,205 | — |
| Alaska | 1 | 6.825% | $3,958 | — |
| Arkansas | 1 | 6.825% | $3,240 | — |
| Connecticut | 1 | 6.875% | $4,518 | — |
| Iowa | 1 | 7.075% | $3,305 | — |
| Kansas | 1 | 6.450% | $5,100 | — |
| New Hampshire | 1 | 7.075% | $4,405 | — |
| Oklahoma | 1 | 7.125% | $4,384 | — |
| South Carolina | 1 | 7.325% | $6,448 | — |
| Utah | 1 | 7.000% | $4,706 | — |
| Wisconsin | 1 | 6.950% | $2,925 | — |
| West Virginia | 1 | 5.875% | $4,860 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,140 | 6.575% | — | 25 | −$1,814 | |
| 2 | $3,472 | 6.325% | — | 5 | −$1,482 | |
| 3 | $3,562 | 6.875% | — | 3 | −$1,392 | |
| 4 | $3,693 | 5.812% | — | 4 | −$1,261 | |
| 5 | $4,058 | 7.062% | — | 2 | −$896 | |
| 6 | $4,730 | 6.562% | — | 2 | −$224 | |
| 7 | $5,655 | 6.275% | — | 14 | +$701 | |
| 8 | $5,775 | 6.500% | — | 21 | +$821 | |
| 9 | $5,823 | 6.875% | — | 3 | +$869 | |
| 10 | $6,499 | 6.120% | — | 2 | +$1,545 | |
| 11 | $6,843 | 6.625% | — | 5 | +$1,889 | |
| 12 | $6,946 | 5.838% | — | 2 | +$1,992 | |
| 13 | $6,980 | 6.537% | — | 2 | +$2,026 | |
| 14 | $7,094 | 6.688% | — | 2 | +$2,140 | |
| 15 | $7,121 | 6.963% | — | 4 | +$2,167 | |
| 16 | $7,900 | 5.812% | — | 4 | +$2,946 | |
| 17 | $8,250 | 6.375% | — | 2 | +$3,296 | |
| 18 | $8,541 | 6.750% | — | 2 | +$3,587 | |
| 19 | $12,488 | 5.662% | — | 2 | +$7,534 | |
| 20 | $16,672 | 6.433% | — | 2 | +$11,718 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.