Northwest Federal Credit Union closing costs and rates (2024)
In 2024, Northwest Federal Credit Union originated 152 purchase mortgages at a median interest rate of 6.81% and median total closing costs of $4,047. That is $2,694 below the national median of $6,741. Northwest Federal Credit Union is most active in Virginia with 54 originations there.
Purchase Originations
152
Median Total Costs
$4,047
−40.0% vs national ($6,741)
Median Rate
6.812%
+2.9% vs national (6.620%)
Median Origination
$750
Median Lender Credits
$388
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 150 | 6.812% | $4,002 | $750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 54 | 6.812% | $3,966 | #170 |
| Florida | 15 | 6.500% | $4,842 | — |
| Maryland | 13 | 7.000% | $4,518 | — |
| North Carolina | 11 | 6.500% | $3,516 | — |
| Georgia | 9 | 6.625% | $4,817 | — |
| South Carolina | 6 | 6.938% | $3,960 | — |
| New York | 5 | 6.625% | $4,178 | — |
| Pennsylvania | 5 | 6.625% | $4,567 | — |
| West Virginia | 5 | 6.625% | $3,558 | — |
| California | 4 | 7.062% | $4,605 | — |
| Illinois | 4 | 6.938% | $5,782 | — |
| Alabama | 3 | 7.125% | $2,919 | — |
| Texas | 3 | 6.875% | $4,578 | — |
| Ohio | 2 | 6.688% | $3,178 | — |
| Alaska | 1 | 6.125% | $3,335 | — |
| Colorado | 1 | 7.000% | $2,538 | — |
| Kansas | 1 | 7.125% | $3,457 | — |
| Kentucky | 1 | 6.375% | $4,068 | — |
| Missouri | 1 | 7.000% | $4,836 | — |
| Mississippi | 1 | 6.625% | $3,435 | — |
| Montana | 1 | 6.500% | $3,427 | — |
| Nebraska | 1 | 7.625% | $3,263 | — |
| New Mexico | 1 | 7.000% | $3,612 | — |
| Nevada | 1 | 6.500% | $3,773 | — |
| Oregon | 1 | 7.125% | $5,019 | — |
| Tennessee | 1 | 7.625% | $3,580 | — |
| Wisconsin | 1 | 7.000% | $2,263 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,628 | 7.250% | — | 2 | −$1,419 | |
| 2 | $2,813 | 7.688% | — | 2 | −$1,234 | |
| 3 | $3,199 | 6.625% | — | 3 | −$848 | |
| 4 | $3,440 | 6.812% | — | 2 | −$607 | |
| 5 | $3,758 | 5.875% | — | 3 | −$289 | |
| 6 | $3,776 | 6.750% | — | 19 | −$271 | |
| 7 | $3,840 | 7.188% | — | 4 | −$207 | |
| 8 | $3,892 | 7.250% | — | 2 | −$155 | |
| 9 | $4,204 | 6.750% | — | 2 | +$157 | |
| 10 | $4,413 | 7.000% | — | 4 | +$366 | |
| 11 | $4,518 | 7.000% | — | 3 | +$471 | |
| 12 | $4,549 | 6.625% | — | 3 | +$502 | |
| 13 | $4,567 | 6.625% | — | 3 | +$520 | |
| 14 | $4,636 | 6.312% | — | 2 | +$589 | |
| 15 | $4,846 | 6.625% | — | 10 | +$799 | |
| 16 | $5,096 | 6.625% | — | 3 | +$1,049 | |
| 17 | $5,354 | 7.000% | — | 2 | +$1,307 | |
| 18 | $5,726 | 7.000% | — | 2 | +$1,679 | |
| 19 | $8,107 | 7.000% | — | 2 | +$4,060 | |
| 20 | $9,496 | 5.875% | — | 3 | +$5,449 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.