EASTMAN CREDIT UNION closing costs and rates (2024)
In 2024, EASTMAN CREDIT UNION originated 1,464 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $4,239. That ranks #279 nationally by origination volume. For total closing costs among lenders with 500+ originations, EASTMAN CREDIT UNION ranks #132. That is $2,502 below the national median of $6,741. EASTMAN CREDIT UNION is most active in Tennessee with 871 originations there.
Purchase Originations
1,464
Ranked #279 nationally
Median Total Costs
$4,239
−37.1% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$1,550
Median Lender Credits
$206
Cost Rank (500+ vol.)
#132
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,456 | 7.000% | $4,240 | $1,550 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Tennessee | 871 | 7.000% | $4,221 | #16 |
| Virginia | 300 | 7.375% | $3,534 | #64 |
| Texas | 218 | 6.875% | $5,293 | #187 |
| North Carolina | 14 | 6.312% | $4,816 | — |
| Kentucky | 12 | 7.125% | $4,079 | — |
| South Carolina | 10 | 5.938% | $5,701 | — |
| Arkansas | 6 | 7.250% | $3,801 | — |
| Florida | 5 | 6.250% | $4,948 | — |
| Georgia | 4 | 6.375% | $5,211 | — |
| Alabama | 3 | 6.625% | $4,095 | — |
| Missouri | 3 | 5.750% | $3,539 | — |
| Ohio | 3 | 6.250% | $4,862 | — |
| California | 2 | 6.312% | $9,250 | — |
| Illinois | 2 | 6.188% | $2,700 | — |
| Indiana | 2 | 6.688% | $2,576 | — |
| New Mexico | 2 | 6.188% | $4,909 | — |
| Pennsylvania | 2 | 5.750% | $4,768 | — |
| Arizona | 1 | 7.250% | $5,592 | — |
| Colorado | 1 | 5.500% | $2,315 | — |
| Minnesota | 1 | 6.625% | $3,514 | — |
| Oklahoma | 1 | 8.125% | $6,693 | — |
| West Virginia | 1 | 6.500% | $7,133 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,205 | 8.000% | — | 18 | −$1,034 | |
| 2 | $3,325 | 7.500% | — | 55 | −$914 | |
| 3 | $3,387 | 7.438% | — | 26 | −$852 | |
| 4 | $3,413 | 7.000% | — | 32 | −$826 | |
| 5 | $3,515 | 7.750% | — | 17 | −$724 | |
| 6 | $3,635 | 7.562% | — | 24 | −$604 | |
| 7 | $3,897 | 7.625% | — | 34 | −$342 | |
| 8 | $3,908 | 7.000% | — | 328 | −$331 | |
| 9 | $4,024 | 7.125% | — | 61 | −$215 | |
| 10 | $4,052 | 7.375% | — | 72 | −$187 | |
| 11 | $4,111 | 7.312% | — | 70 | −$128 | |
| 12 | $4,181 | 7.125% | — | 70 | −$58 | |
| 13 | $4,483 | 6.875% | — | 241 | +$244 | |
| 14 | $4,506 | 7.938% | — | 12 | +$267 | |
| 15 | $4,913 | 6.812% | — | 20 | +$674 | |
| 16 | $4,993 | 6.875% | — | 88 | +$754 | |
| 17 | $5,332 | 7.500% | — | 23 | +$1,093 | |
| 18 | $5,542 | 6.625% | — | 48 | +$1,303 | |
| 19 | $5,678 | 6.875% | — | 14 | +$1,439 | |
| 20 | $6,591 | 6.375% | — | 16 | +$2,352 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.