Purchase Originations
1,313
Ranked #309 nationally
Median Total Costs
$6,421
−3.9% vs national ($6,680)
↓ $641 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,499
Median Lender Credits
$114
Cost Rank (500+ vol.)
#318
among lenders with 500+ originations
Denial Rate
2.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 985 | 6.875% | $6,153 | $1,499 |
| fha | 266 | 6.500% | $10,348 | $1,549 |
| va | 55 | 6.500% | $6,972 | $1,499 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 877 | 6.750% | $6,586 | #26 |
| Iowa | 205 | 6.625% | $4,244 | #35 |
| Tennessee | 65 | 6.750% | $6,496 | #163 |
| Florida | 32 | 6.625% | $5,735 | — |
| Indiana | 29 | 6.750% | $3,961 | — |
| Michigan | 19 | 6.750% | $4,797 | — |
| Wisconsin | 14 | 6.625% | $3,810 | — |
| Alabama | 13 | 6.750% | $6,311 | — |
| Texas | 10 | 6.688% | $9,697 | — |
| Arizona | 8 | 6.995% | $6,569 | — |
| South Carolina | 8 | 6.625% | $6,528 | — |
| Minnesota | 6 | 6.750% | $9,040 | — |
| California | 4 | 6.933% | $4,665 | — |
| Colorado | 4 | 6.683% | $3,878 | — |
| Georgia | 3 | 6.875% | $7,221 | — |
| Kansas | 3 | 6.490% | $3,938 | — |
| Missouri | 3 | 6.490% | $4,907 | — |
| Washington | 3 | 7.125% | $5,618 | — |
| Kentucky | 2 | 7.000% | $6,490 | — |
| Ohio | 2 | 6.625% | $5,134 | — |
| Nebraska | 1 | 7.125% | $6,025 | — |
| Pennsylvania | 1 | 7.000% | $12,683 | — |
| Virginia | 1 | 6.500% | $6,320 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,274 | 6.500% | — | 15 | −$3,147 | |
| 2 | $3,362 | 6.750% | — | 23 | −$3,059 | |
| 3 | $3,605 | 6.625% | — | 86 | −$2,816 | |
| 4 | $3,652 | 6.875% | — | 29 | −$2,769 | |
| 5 | $4,278 | 6.625% | — | 42 | −$2,143 | |
| 6 | $4,379 | 6.750% | — | 9 | −$2,042 | |
| 7 | $4,908 | 6.625% | — | 9 | −$1,513 | |
| 8 | $5,738 | 6.750% | — | 15 | −$683 | |
| 9 | $5,968 | 6.500% | — | 11 | −$453 | |
| 10 | $6,018 | 6.750% | — | 18 | −$403 | |
| 11 | $6,308 | 6.875% | — | 10 | −$113 | |
| 12 | $6,363 | 6.750% | — | 30 | −$58 | |
| 13 | $6,577 | 6.875% | — | 227 | +$156 | |
| 14 | $6,658 | 6.875% | — | 98 | +$237 | |
| 15 | $6,731 | 6.750% | — | 14 | +$310 | |
| 16 | $6,759 | 6.750% | — | 47 | +$338 | |
| 17 | $6,859 | 6.625% | — | 44 | +$438 | |
| 18 | $7,324 | 6.750% | — | 101 | +$903 | |
| 19 | $7,405 | 6.750% | — | 187 | +$984 | |
| 20 | $8,111 | 6.750% | — | 27 | +$1,690 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Compass Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $6,421 | $7,127 | −$706 (−9.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.