Purchase Originations
125
Median Total Costs
$9,144
+36.9% vs national ($6,680)
↑ $1,327 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,648
Median Lender Credits
$372
Denial Rate
11.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 106 | 6.250% | $9,969 | $2,883 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oklahoma | 99 | 6.250% | $9,002 | #69 |
| Texas | 4 | 6.250% | $12,161 | — |
| Arkansas | 3 | 6.500% | $6,777 | — |
| Nebraska | 3 | 6.500% | $12,119 | — |
| Louisiana | 2 | 6.250% | $8,031 | — |
| New Mexico | 2 | 6.125% | $12,053 | — |
| Oregon | 2 | 6.125% | $16,406 | — |
| Alabama | 1 | 6.125% | $21,004 | — |
| Arizona | 1 | 5.500% | $20,592 | — |
| California | 1 | 6.375% | $20,335 | — |
| Colorado | 1 | 5.500% | $26,999 | — |
| Florida | 1 | 5.875% | $21,400 | — |
| Maryland | 1 | 5.500% | $8,075 | — |
| Missouri | 1 | 6.125% | $5,533 | — |
| North Carolina | 1 | 7.000% | $13,404 | — |
| Ohio | 1 | 6.125% | $6,440 | — |
| Washington | 1 | 5.750% | $7,524 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,994 | 6.750% | — | 3 | −$4,150 | |
| 2 | $5,696 | 6.500% | — | 2 | −$3,448 | |
| 3 | $6,592 | 6.438% | — | 4 | −$2,552 | |
| 4 | $8,026 | 6.375% | — | 11 | −$1,118 | |
| 5 | $8,376 | 6.188% | — | 10 | −$768 | |
| 6 | $8,672 | 6.000% | — | 2 | −$472 | |
| 7 | $8,744 | 6.250% | — | 5 | −$400 | |
| 8 | $9,002 | 6.125% | — | 3 | −$142 | |
| 9 | $9,196 | 5.875% | — | 2 | +$52 | |
| 10 | $9,792 | 6.500% | — | 12 | +$648 | |
| 11 | $9,901 | 6.125% | — | 2 | +$757 | |
| 12 | $10,151 | 6.375% | — | 19 | +$1,007 | |
| 13 | $10,319 | 5.875% | — | 2 | +$1,175 | |
| 14 | $11,240 | 6.062% | — | 2 | +$2,096 | |
| 15 | $12,058 | 6.500% | — | 4 | +$2,914 | |
| 16 | $13,267 | 5.938% | — | 2 | +$4,123 | |
| 17 | $20,335 | 6.375% | — | 1 | +$11,191 | |
| 18 | $20,592 | 5.500% | — | 1 | +$11,448 | |
| 19 | $21,400 | 5.875% | — | 1 | +$12,256 | |
| 20 | $26,999 | 5.500% | — | 1 | +$17,855 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Chickasaw Community Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $235,000 | $335,000 | −$100,000 (−29.9%) |
| Median total closing costs | $9,144 | $7,127 | +$2,017 (+28.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.