AXIA FINANCIAL, LLC closing costs and rates (2024)
In 2024, AXIA FINANCIAL, LLC originated 1,281 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $10,068. That ranks #305 nationally by origination volume. For total closing costs among lenders with 500+ originations, AXIA FINANCIAL, LLC ranks #550. That is $3,327 above the national median of $6,741. AXIA FINANCIAL, LLC is most active in California with 274 originations there.
Purchase Originations
1,281
Ranked #305 nationally
Median Total Costs
$10,068
+49.4% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,742
Median Lender Credits
$824
Cost Rank (500+ vol.)
#550
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 739 | 6.875% | $8,553 | $5,021 |
| fha | 419 | 6.750% | $13,634 | $4,917 |
| va | 104 | 6.250% | $7,727 | $2,739 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 274 | 6.625% | $11,254 | #120 |
| Nevada | 226 | 6.750% | $9,570 | #29 |
| Texas | 122 | 6.625% | $11,265 | #247 |
| Idaho | 121 | 6.625% | $10,999 | #39 |
| Utah | 65 | 6.625% | $11,435 | #71 |
| Oregon | 56 | 6.500% | $11,708 | #100 |
| Minnesota | 54 | 6.990% | $6,721 | #113 |
| Wyoming | 49 | 6.490% | $7,189 | — |
| Arizona | 48 | 6.875% | $8,791 | — |
| Florida | 36 | 6.750% | $14,111 | — |
| Washington | 31 | 6.625% | $10,314 | — |
| Iowa | 23 | 7.125% | $5,820 | — |
| South Carolina | 22 | 6.688% | $11,246 | — |
| Illinois | 19 | 6.875% | $7,882 | — |
| Colorado | 15 | 6.500% | $10,029 | — |
| Montana | 15 | 6.500% | $10,026 | — |
| Indiana | 14 | 6.750% | $9,457 | — |
| North Carolina | 14 | 6.750% | $9,995 | — |
| Georgia | 12 | 7.062% | $8,091 | — |
| Tennessee | 11 | 7.250% | $8,778 | — |
| Kentucky | 9 | 7.125% | $10,262 | — |
| Wisconsin | 9 | 7.125% | $6,435 | — |
| Michigan | 5 | 7.625% | $4,267 | — |
| Missouri | 5 | 6.990% | $8,579 | — |
| Ohio | 4 | 7.062% | $11,313 | — |
| Oklahoma | 4 | 7.370% | $5,685 | — |
| Pennsylvania | 3 | 6.750% | $13,584 | — |
| Kansas | 2 | 7.120% | $9,151 | — |
| Louisiana | 2 | 6.438% | $14,258 | — |
| North Dakota | 2 | 7.312% | $8,326 | — |
| Virginia | 2 | 7.250% | $10,244 | — |
| Alabama | 1 | 6.875% | $14,393 | — |
| Arkansas | 1 | 7.250% | $12,720 | — |
| Connecticut | 1 | 6.750% | $15,643 | — |
| Delaware | 1 | 6.750% | $10,711 | — |
| Maine | 1 | 7.750% | $10,918 | — |
| Mississippi | 1 | 7.250% | $3,533 | — |
| Nebraska | 1 | 7.250% | $11,335 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,452 | 6.990% | — | 22 | −$3,616 | |
| 2 | $7,189 | 6.375% | — | 35 | −$2,879 | |
| 3 | $8,469 | 6.875% | — | 38 | −$1,599 | |
| 4 | $8,858 | 6.625% | — | 50 | −$1,210 | |
| 5 | $8,918 | 6.750% | — | 114 | −$1,150 | |
| 6 | $9,249 | 6.500% | — | 20 | −$819 | |
| 7 | $9,901 | 6.625% | — | 30 | −$167 | |
| 8 | $10,176 | 6.990% | — | 19 | +$108 | |
| 9 | $10,257 | 6.750% | — | 38 | +$189 | |
| 10 | $10,364 | 6.375% | — | 16 | +$296 | |
| 11 | $11,210 | 6.625% | — | 38 | +$1,142 | |
| 12 | $11,305 | 6.625% | — | 64 | +$1,237 | |
| 13 | $11,501 | 6.625% | — | 35 | +$1,433 | |
| 14 | $11,776 | 6.312% | — | 18 | +$1,708 | |
| 15 | $11,777 | 6.750% | — | 16 | +$1,709 | |
| 16 | $11,983 | 6.688% | — | 50 | +$1,915 | |
| 17 | $12,295 | 6.625% | — | 28 | +$2,227 | |
| 18 | $13,568 | 6.438% | — | 24 | +$3,500 | |
| 19 | $13,701 | 6.625% | — | 23 | +$3,633 | |
| 20 | $19,785 | 6.125% | — | 18 | +$9,717 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.