Purchase Originations
2,340
Ranked #197 nationally
Median Total Costs
$9,139
+36.8% vs national ($6,680)
↓ $430 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,047
Median Lender Credits
$270
Cost Rank (500+ vol.)
#511
among lenders with 500+ originations
Denial Rate
3.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,314 | 6.750% | $6,497 | $2,316 |
| fha | 911 | 6.625% | $13,984 | $4,702 |
| va | 88 | 6.625% | $10,953 | $1,690 |
| usda | 27 | 6.500% | $7,264 | $2,547 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 1,220 | 6.625% | $8,588 | #11 |
| Pennsylvania | 338 | 6.625% | $10,372 | #64 |
| Florida | 276 | 6.500% | $13,796 | #128 |
| New York | 248 | 6.875% | $6,532 | #75 |
| Ohio | 66 | 6.490% | $8,226 | #167 |
| Delaware | 54 | 6.433% | $12,017 | #41 |
| South Carolina | 29 | 6.990% | $10,665 | — |
| Tennessee | 23 | 6.500% | $7,240 | — |
| Maryland | 20 | 6.750% | $9,710 | — |
| North Carolina | 17 | 6.625% | $12,698 | — |
| Connecticut | 15 | 6.750% | $15,965 | — |
| Georgia | 10 | 6.687% | $8,865 | — |
| Texas | 7 | 6.750% | $8,793 | — |
| West Virginia | 4 | 6.875% | $6,408 | — |
| Alabama | 3 | 6.750% | $4,420 | — |
| Virginia | 3 | 6.875% | $7,971 | — |
| Arizona | 1 | 6.750% | $12,661 | — |
| California | 1 | 6.375% | $33,247 | — |
| Colorado | 1 | 6.875% | $6,858 | — |
| Illinois | 1 | 6.250% | $16,097 | — |
| Kentucky | 1 | 6.990% | $3,799 | — |
| Michigan | 1 | 6.625% | $13,959 | — |
| Vermont | 1 | 6.875% | $8,349 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,757 | 6.625% | — | 86 | −$3,382 | |
| 2 | $6,028 | 7.125% | — | 97 | −$3,111 | |
| 3 | $6,710 | 6.624% | — | 51 | −$2,429 | |
| 4 | $6,809 | 6.750% | — | 90 | −$2,330 | |
| 5 | $6,951 | 6.625% | — | 31 | −$2,188 | |
| 6 | $8,352 | 6.750% | — | 45 | −$787 | |
| 7 | $8,383 | 6.625% | — | 107 | −$756 | |
| 8 | $8,462 | 6.750% | — | 112 | −$677 | |
| 9 | $8,527 | 6.875% | — | 72 | −$612 | |
| 10 | $8,596 | 6.624% | — | 44 | −$543 | |
| 11 | $9,446 | 6.625% | — | 32 | +$307 | |
| 12 | $10,117 | 6.625% | — | 167 | +$978 | |
| 13 | $10,127 | 6.625% | — | 104 | +$988 | |
| 14 | $11,245 | 6.625% | — | 55 | +$2,106 | |
| 15 | $11,313 | 6.312% | — | 38 | +$2,174 | |
| 16 | $12,354 | 6.750% | — | 45 | +$3,215 | |
| 17 | $12,663 | 6.625% | — | 144 | +$3,524 | |
| 18 | $12,822 | 6.625% | — | 73 | +$3,683 | |
| 19 | $14,015 | 6.625% | — | 51 | +$4,876 | |
| 20 | $15,303 | 6.500% | — | 107 | +$6,164 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Absolute Home Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $9,139 | $7,127 | +$2,012 (+28.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.