Lowest closing cost mortgage lenders in Lee County County, Florida
In Lee County, Florida, homebuyers paid a median of $9,972 in closing costs in 2024 — above the Florida median of $8,887. The county saw 11,348 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Third Federal Savings And Loan Association Of Cleveland offered the lowest median costs at $295, which is $6,569 less than the county median.
Homebuyers in Lee County County who chose Third Federal Savings And Loan Association Of Cleveland paid $9,677 less in closing costs than the county median.
County Median Costs
$9,972
+12.2% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,111
Purchase Originations
11,348
vs Florida Median
12.2% above
$1,085
vs National Median
47.9% above
$3,231
Lender rankings in Lee County County
108 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $295 | 7.040% | $295 | 19 | −$6,569 | |
| 2 | $2,850 | 6.375% | $0 | 220 | −$4,014 | |
| 3 | $3,416 | 5.688% | $0 | 192 | −$3,448 | |
| 4 | $3,480 | 6.125% | $101 | 18 | −$3,384 | |
| 5 | $3,922 | 5.625% | $500 | 234 | −$2,942 | |
| 6 | $4,316 | 6.500% | $1,320 | 14 | −$2,548 | |
| 7 | $4,555 | 6.688% | $950 | 10 | −$2,309 | |
| 8 | $4,613 | 6.562% | $125 | 54 | −$2,251 | |
| 9 | $4,616 | 6.375% | $0 | 42 | −$2,248 | |
| 10 | $4,959 | 6.990% | $1,495 | 13 | −$1,905 | |
| 11 | $5,044 | 6.100% | $815 | 17 | −$1,820 | |
| 12 | $5,044 | 6.938% | $2,789 | 22 | −$1,820 | |
| 13 | $5,138 | 6.600% | $1,010 | 25 | −$1,726 | |
| 14 | $5,227 | 5.625% | $1,795 | 507 | −$1,637 | |
| 15 | $5,274 | 6.688% | $1,675 | 28 | −$1,590 | |
| 16 | $5,354 | 6.625% | $1,495 | 53 | −$1,510 | |
| 17 | $5,419 | 6.625% | $1,676 | 13 | −$1,445 | |
| 18 | $5,536 | 6.990% | $1,653 | 34 | −$1,328 | |
| 19 | $5,548 | 6.625% | $1,295 | 56 | −$1,316 | |
| 20 | $5,556 | 6.562% | $2,606 | 12 | −$1,308 | |
| 21 | $5,582 | 7.000% | $1,990 | 17 | −$1,282 | |
| 22 | $5,761 | 6.870% | $2,563 | 14 | −$1,103 | |
| 23 | $5,810 | 6.125% | $1,464 | 58 | −$1,054 | |
| 24 | $5,827 | 6.625% | $1,115 | 13 | −$1,037 | |
| 25 | $5,886 | 6.625% | $2,013 | 11 | −$978 | |
| 26 | $5,966 | 7.000% | $2,139 | 11 | −$898 | |
| 27 | $6,020 | 6.875% | $2,200 | 13 | −$844 | |
| 28 | $6,023 | 6.990% | $1,776 | 130 | −$841 | |
| 29 | $6,089 | 6.500% | $2,475 | 53 | −$775 | |
| 30 | $6,091 | 6.875% | $1,535 | 69 | −$773 | |
| 31 | $6,125 | 6.500% | $1,376 | 15 | −$739 | |
| 32 | $6,193 | 6.875% | $2,303 | 39 | −$671 | |
| 33 | $6,204 | 6.500% | $1,790 | 31 | −$660 | |
| 34 | $6,273 | 6.625% | $1,682 | 122 | −$591 | |
| 35 | $6,296 | 6.688% | $1,640 | 16 | −$568 | |
| 36 | $6,372 | 6.875% | $2,865 | 21 | −$492 | |
| 37 | $6,398 | 6.750% | $1,252 | 22 | −$466 | |
| 38 | $6,480 | 6.750% | $2,831 | 62 | −$384 | |
| 39 | $6,568 | 6.625% | $3,400 | 13 | −$296 | |
| 40 | $6,920 | 6.625% | $3,130 | 128 | +$56 | |
| 41 | $7,075 | 6.500% | $1,390 | 162 | +$211 | |
| 42 | $7,145 | 6.990% | $2,730 | 15 | +$281 | |
| 43 | $7,371 | 6.625% | $2,500 | 10 | +$507 | |
| 44 | $7,570 | 6.688% | $3,731 | 18 | +$706 | |
| 45 | $7,643 | 7.188% | $4,004 | 28 | +$779 | |
| 46 | $7,688 | 6.875% | $1,245 | 48 | +$824 | |
| 47 | $7,824 | 6.750% | $5,056 | 10 | +$960 | |
| 48 | $7,938 | 6.812% | $1,780 | 28 | +$1,074 | |
| 49 | $7,965 | 6.625% | $4,537 | 393 | +$1,101 | |
| 50 | $7,991 | 6.500% | $1,345 | 34 | +$1,127 | |
| 51 | $8,019 | 6.875% | $3,515 | 71 | +$1,155 | |
| 52 | $8,157 | 6.750% | $4,339 | 35 | +$1,293 | |
| 53 | $8,184 | 6.875% | $4,109 | 53 | +$1,320 | |
| 54 | $8,235 | 6.990% | $3,865 | 53 | +$1,371 | |
| 55 | $8,274 | 6.625% | $4,919 | 13 | +$1,410 | |
| 56 | $8,290 | 6.495% | $5,317 | 22 | +$1,426 | |
| 57 | $8,290 | 6.933% | $4,423 | 16 | +$1,426 | |
| 58 | $8,353 | 6.875% | $4,376 | 104 | +$1,489 | |
| 59 | $8,390 | 7.125% | $4,780 | 15 | +$1,526 | |
| 60 | $8,415 | 6.990% | $5,030 | 263 | +$1,551 | |
| 61 | $8,713 | 7.250% | $6,141 | 11 | +$1,849 | |
| 62 | $8,770 | 6.625% | $5,540 | 22 | +$1,906 | |
| 63 | $8,825 | 7.125% | $5,162 | 21 | +$1,961 | |
| 64 | $8,947 | 6.875% | $4,658 | 23 | +$2,083 | |
| 65 | $8,999 | 6.688% | $6,015 | 16 | +$2,135 | |
| 66 | $9,051 | 7.062% | $5,307 | 40 | +$2,187 | |
| 67 | $9,158 | 6.875% | $5,590 | 45 | +$2,294 | |
| 68 | $9,329 | 6.750% | $4,811 | 10 | +$2,465 | |
| 69 | $9,574 | 6.995% | $5,430 | 18 | +$2,710 | |
| 70 | $9,663 | 6.624% | $5,325 | 78 | +$2,799 | |
| 71 | $9,695 | 6.990% | $6,489 | 104 | +$2,831 | |
| 72 | $9,762 | 6.375% | $6,564 | 23 | +$2,898 | |
| 73 | $9,765 | 6.750% | $6,115 | 832 | +$2,901 | |
| 74 | $9,956 | 6.625% | $4,964 | 12 | +$3,092 | |
| 75 | $10,009 | 7.058% | $6,891 | 14 | +$3,145 | |
| 76 | $10,316 | 6.625% | $5,620 | 21 | +$3,452 | |
| 77 | $10,325 | 6.990% | $5,983 | 87 | +$3,461 | |
| 78 | $10,338 | 6.995% | $6,258 | 44 | +$3,474 | |
| 79 | $10,372 | 6.990% | $4,504 | 17 | +$3,508 | |
| 80 | $10,639 | 7.688% | $7,595 | 24 | +$3,775 | |
| 81 | $10,728 | 6.750% | $6,162 | 20 | +$3,864 | |
| 82 | $11,252 | 7.000% | $7,734 | 17 | +$4,388 | |
| 83 | $11,403 | 6.990% | $6,575 | 27 | +$4,539 | |
| 84 | $11,448 | 6.750% | $6,773 | 22 | +$4,584 | |
| 85 | $11,886 | 7.875% | $6,735 | 13 | +$5,022 | |
| 86 | $12,104 | 8.240% | $6,540 | 47 | +$5,240 | |
| 87 | $12,204 | 9.375% | $8,895 | 11 | +$5,340 | |
| 88 | $12,400 | 7.625% | $5,845 | 11 | +$5,536 | |
| 89 | $12,524 | 7.870% | $8,729 | 14 | +$5,660 | |
| 90 | $12,659 | 7.749% | $7,874 | 15 | +$5,795 | |
| 91 | $12,816 | 7.000% | $9,747 | 17 | +$5,952 | |
| 92 | $13,913 | 7.750% | $9,071 | 29 | +$7,049 | |
| 93 | $14,136 | 9.000% | $10,847 | 18 | +$7,272 | |
| 94 | $14,258 | 8.999% | $10,320 | 20 | +$7,394 | |
| 95 | $14,536 | 8.750% | $10,514 | 11 | +$7,672 | |
| 96 | $14,725 | 7.438% | $9,928 | 10 | +$7,861 |
Includes lenders with 10+ purchase originations in Lee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.