ACHIEVA CREDIT UNION closing costs and rates (2024)
In 2024, ACHIEVA CREDIT UNION originated 110 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,908. That is $1,833 below the national median of $6,741. ACHIEVA CREDIT UNION is most active in Florida with 105 originations there.
Purchase Originations
110
Median Total Costs
$4,908
−27.2% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,295
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 104 | 6.500% | $4,831 | $1,295 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 105 | 6.500% | $4,941 | #242 |
| North Carolina | 3 | 6.375% | $3,292 | — |
| Georgia | 1 | 6.125% | $3,745 | — |
| Tennessee | 1 | 6.750% | $2,816 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,100 | 6.375% | — | 1 | −$2,808 | |
| 2 | $2,816 | 6.750% | — | 1 | −$2,092 | |
| 3 | $3,292 | 6.375% | — | 1 | −$1,616 | |
| 4 | $3,553 | 6.500% | — | 2 | −$1,355 | |
| 5 | $3,745 | 6.125% | — | 1 | −$1,163 | |
| 6 | $4,035 | 5.625% | — | 1 | −$873 | |
| 7 | $4,148 | 6.562% | — | 4 | −$760 | |
| 8 | $4,544 | 6.625% | — | 3 | −$364 | |
| 9 | $4,819 | 6.125% | — | 1 | −$89 | |
| 10 | $4,842 | 6.500% | — | 29 | −$66 | |
| 11 | $4,986 | 6.500% | — | 18 | +$78 | |
| 12 | $4,990 | 6.500% | — | 17 | +$82 | |
| 13 | $5,126 | 6.438% | — | 8 | +$218 | |
| 14 | $5,508 | 6.188% | — | 4 | +$600 | |
| 15 | $5,657 | 6.938% | — | 2 | +$749 | |
| 16 | $6,052 | 6.250% | — | 1 | +$1,144 | |
| 17 | $6,489 | 6.188% | — | 2 | +$1,581 | |
| 18 | $6,807 | 6.250% | — | 3 | +$1,899 | |
| 19 | $6,911 | 6.562% | — | 10 | +$2,003 | |
| 20 | $12,837 | 6.125% | — | 1 | +$7,929 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.