Lowest closing cost mortgage lenders in Lake County County, Florida
In Lake County, Florida, homebuyers paid a median of $8,570 in closing costs in 2024 — below the Florida median of $8,887. The county saw 6,252 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $310, which is $5,946 less than the county median.
Homebuyers in Lake County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $8,260 less in closing costs than the county median.
County Median Costs
$8,570
−3.6% vs Florida ($8,887)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,145
Purchase Originations
6,252
vs Florida Median
3.6% below
$-317
vs National Median
27.1% above
$1,829
Lender rankings in Lake County County
73 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $310 | 5.625% | $0 | 37 | −$5,946 | |
| 2 | $768 | 6.500% | $0 | 142 | −$5,488 | |
| 3 | $3,559 | 5.490% | $101 | 11 | −$2,697 | |
| 4 | $3,992 | 5.750% | $0 | 101 | −$2,264 | |
| 5 | $4,032 | 6.500% | $0 | 27 | −$2,224 | |
| 6 | $4,286 | 6.950% | $1,075 | 338 | −$1,970 | |
| 7 | $4,509 | 6.812% | $1,963 | 10 | −$1,747 | |
| 8 | $4,631 | 6.624% | $101 | 42 | −$1,625 | |
| 9 | $4,687 | 6.188% | $1,208 | 30 | −$1,569 | |
| 10 | $4,924 | 6.500% | $1,575 | 23 | −$1,332 | |
| 11 | $5,043 | 6.562% | $1,919 | 50 | −$1,213 | |
| 12 | $5,070 | 6.875% | $1,495 | 39 | −$1,186 | |
| 13 | $5,112 | 6.188% | $2,295 | 36 | −$1,144 | |
| 14 | $5,114 | 6.625% | $2,093 | 22 | −$1,142 | |
| 15 | $5,543 | 6.995% | $1,947 | 18 | −$713 | |
| 16 | $5,606 | 6.500% | $1,684 | 11 | −$650 | |
| 17 | $5,728 | 6.500% | $1,295 | 17 | −$528 | |
| 18 | $5,741 | 5.500% | $2,252 | 79 | −$515 | |
| 19 | $5,751 | 6.600% | $1,385 | 43 | −$505 | |
| 20 | $5,773 | 6.625% | $2,723 | 33 | −$483 | |
| 21 | $5,999 | 6.025% | $1,380 | 78 | −$257 | |
| 22 | $6,034 | 6.625% | $2,043 | 32 | −$222 | |
| 23 | $6,049 | 7.000% | $1,949 | 37 | −$207 | |
| 24 | $6,079 | 6.875% | $2,160 | 11 | −$177 | |
| 25 | $6,128 | 6.625% | $1,724 | 21 | −$128 | |
| 26 | $6,186 | 6.875% | $2,051 | 12 | −$70 | |
| 27 | $6,197 | 4.875% | $1,590 | 35 | −$59 | |
| 28 | $6,259 | 6.750% | $2,368 | 36 | +$3 | |
| 29 | $6,259 | 6.125% | $1,960 | 10 | +$3 | |
| 30 | $6,406 | 6.875% | $2,883 | 18 | +$150 | |
| 31 | $6,524 | 8.350% | $4,500 | 14 | +$268 | |
| 32 | $6,590 | 6.250% | $2,660 | 15 | +$334 | |
| 33 | $6,766 | 6.625% | $3,352 | 59 | +$510 | |
| 34 | $6,944 | 6.575% | $1,640 | 13 | +$688 | |
| 35 | $6,962 | 7.188% | $3,362 | 12 | +$706 | |
| 36 | $7,018 | 6.875% | $3,285 | 74 | +$762 | |
| 37 | $7,034 | 6.990% | $4,184 | 15 | +$778 | |
| 38 | $7,067 | 6.500% | $2,872 | 23 | +$811 | |
| 39 | $7,294 | 6.990% | $2,061 | 42 | +$1,038 | |
| 40 | $7,366 | 6.625% | $4,480 | 180 | +$1,110 | |
| 41 | $7,399 | 6.500% | $2,013 | 111 | +$1,143 | |
| 42 | $7,627 | 6.875% | $4,587 | 17 | +$1,371 | |
| 43 | $7,657 | 7.125% | $3,844 | 12 | +$1,401 | |
| 44 | $7,673 | 6.990% | $4,089 | 10 | +$1,417 | |
| 45 | $7,674 | 6.875% | $3,769 | 63 | +$1,418 | |
| 46 | $7,796 | 6.990% | $4,148 | 79 | +$1,540 | |
| 47 | $7,897 | 7.125% | $4,883 | 12 | +$1,641 | |
| 48 | $7,953 | 6.990% | $3,139 | 30 | +$1,697 | |
| 49 | $8,057 | 6.875% | $4,140 | 29 | +$1,801 | |
| 50 | $8,083 | 6.625% | $3,270 | 25 | +$1,827 | |
| 51 | $8,091 | 6.990% | $4,834 | 40 | +$1,835 | |
| 52 | $8,199 | 6.990% | $4,851 | 17 | +$1,943 | |
| 53 | $8,208 | 6.750% | $5,051 | 35 | +$1,952 | |
| 54 | $8,380 | 7.058% | $5,142 | 22 | +$2,124 | |
| 55 | $8,445 | 6.990% | $3,769 | 16 | +$2,189 | |
| 56 | $8,690 | 6.562% | $5,666 | 14 | +$2,434 | |
| 57 | $8,907 | 6.625% | $5,593 | 18 | +$2,651 | |
| 58 | $8,976 | 6.875% | $4,843 | 35 | +$2,720 | |
| 59 | $8,991 | 6.875% | $5,515 | 30 | +$2,735 | |
| 60 | $9,019 | 6.875% | $3,824 | 13 | +$2,763 | |
| 61 | $9,026 | 6.625% | $5,309 | 326 | +$2,770 | |
| 62 | $9,258 | 6.625% | $5,245 | 37 | +$3,002 | |
| 63 | $9,502 | 6.308% | $5,886 | 10 | +$3,246 | |
| 64 | $9,773 | 6.500% | $5,975 | 34 | +$3,517 | |
| 65 | $10,919 | 6.125% | $6,081 | 38 | +$4,663 | |
| 66 | $10,955 | 5.990% | $6,716 | 36 | +$4,699 | |
| 67 | $11,684 | 6.875% | $7,500 | 17 | +$5,428 | |
| 68 | $17,462 | 7.433% | $12,054 | 16 | +$11,206 |
Includes lenders with 10+ purchase originations in Lake County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.