PARTNERS Federal Credit Union closing costs and rates (2024)
In 2024, PARTNERS Federal Credit Union originated 183 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $7,226. That is $485 above the national median of $6,741. PARTNERS Federal Credit Union is most active in Florida with 112 originations there.
Purchase Originations
183
Median Total Costs
$7,226
+7.2% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,160
Median Lender Credits
$38
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 183 | 6.375% | $7,226 | $2,160 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 112 | 6.312% | $6,570 | #234 |
| California | 71 | 6.375% | $7,939 | #233 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,999 | 6.500% | — | 1 | −$2,227 | |
| 2 | $5,199 | 6.625% | — | 5 | −$2,027 | |
| 3 | $5,268 | 6.375% | — | 9 | −$1,958 | |
| 4 | $5,708 | 6.625% | — | 4 | −$1,518 | |
| 5 | $5,866 | 6.500% | — | 2 | −$1,360 | |
| 6 | $5,928 | 6.562% | — | 2 | −$1,298 | |
| 7 | $6,590 | 6.250% | — | 15 | −$636 | |
| 8 | $6,667 | 6.375% | — | 1 | −$559 | |
| 9 | $6,794 | 6.125% | — | 55 | −$432 | |
| 10 | $7,282 | 6.000% | — | 1 | +$56 | |
| 11 | $7,354 | 6.500% | — | 1 | +$128 | |
| 12 | $7,572 | 6.125% | — | 14 | +$346 | |
| 13 | $7,825 | 6.000% | — | 1 | +$599 | |
| 14 | $7,939 | 6.500% | — | 5 | +$713 | |
| 15 | $8,014 | 6.375% | — | 14 | +$788 | |
| 16 | $8,131 | 6.562% | — | 2 | +$905 | |
| 17 | $8,409 | 6.875% | — | 1 | +$1,183 | |
| 18 | $8,452 | 6.375% | — | 41 | +$1,226 | |
| 19 | $9,054 | 6.625% | — | 2 | +$1,828 | |
| 20 | $11,549 | 6.500% | — | 2 | +$4,323 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.