Citizens First Bank closing costs and rates (2024)
In 2024, Citizens First Bank originated 1,387 purchase mortgages at a median interest rate of 6.92% and median total closing costs of $4,014. That ranks #290 nationally by origination volume. For total closing costs among lenders with 500+ originations, Citizens First Bank ranks #119. That is $2,727 below the national median of $6,741. Citizens First Bank is most active in Florida with 1,387 originations there.
Purchase Originations
1,387
Ranked #290 nationally
Median Total Costs
$4,014
−40.5% vs national ($6,741)
Median Rate
6.925%
+4.6% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$22
Cost Rank (500+ vol.)
#119
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,387 | 6.925% | $4,014 | $1,075 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 1,387 | 6.925% | $4,014 | #34 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,375 | 7.200% | — | 1 | −$639 | |
| 2 | $3,639 | 6.975% | — | 46 | −$375 | |
| 3 | $3,910 | 6.900% | — | 1,001 | −$104 | |
| 4 | $4,286 | 6.950% | — | 338 | +$272 | |
| 5 | $14,692 | 7.850% | — | 1 | +$10,678 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.