Purchase Originations
193
Median Total Costs
$10,339
+54.8% vs national ($6,680)
↓ $827 vs prior year
Median Rate
4.990%
−23.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,445
Median Lender Credits
$111
Denial Rate
6.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 101 | 4.990% | $11,944 | $1,445 |
| conventional | 65 | 5.490% | $5,441 | $1,445 |
| va | 27 | 4.990% | $0 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 193 | 4.990% | $10,339 | #167 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,919 | 5.490% | — | 4 | −$5,420 | |
| 2 | $5,876 | 5.490% | — | 7 | −$4,463 | |
| 3 | $6,754 | 5.240% | — | 18 | −$3,585 | |
| 4 | $7,794 | 5.490% | — | 11 | −$2,545 | |
| 5 | $9,779 | 4.990% | — | 66 | −$560 | |
| 6 | $10,221 | 5.620% | — | 14 | −$118 | |
| 7 | $10,607 | 4.990% | — | 33 | +$268 | |
| 8 | $10,912 | 4.990% | — | 8 | +$573 | |
| 9 | $11,853 | 4.990% | — | 19 | +$1,514 | |
| 10 | $12,224 | 4.990% | — | 13 | +$1,885 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Park Square Home Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $10,339 | $7,127 | +$3,212 (+45.1%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.