Lowest closing cost mortgage lenders in Snohomish County County, Washington
In Snohomish County, Washington, homebuyers paid a median of $7,143 in closing costs in 2024 — below the Washington median of $7,966. The county saw 7,975 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $0, which is $6,218 less than the county median.
Homebuyers in Snohomish County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $7,143 less in closing costs than the county median.
County Median Costs
$7,143
−10.3% vs Washington ($7,966)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,820
Purchase Originations
7,975
vs Washington Median
10.3% below
$-823
vs National Median
6.0% above
$402
Lender rankings in Snohomish County County
79 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.999% | $0 | 40 | −$6,218 | |
| 2 | $385 | 5.688% | $0 | 32 | −$5,833 | |
| 3 | $919 | 6.375% | $210 | 196 | −$5,299 | |
| 4 | $3,446 | 5.750% | $0 | 391 | −$2,772 | |
| 5 | $3,732 | 6.625% | $1 | 11 | −$2,486 | |
| 6 | $3,951 | 6.500% | $415 | 17 | −$2,267 | |
| 7 | $4,020 | 5.812% | $0 | 26 | −$2,198 | |
| 8 | $4,219 | 6.500% | $260 | 58 | −$1,999 | |
| 9 | $4,565 | 6.375% | $834 | 416 | −$1,653 | |
| 10 | $4,598 | 6.375% | $250 | 15 | −$1,620 | |
| 11 | $4,764 | 6.500% | $1,080 | 16 | −$1,454 | |
| 12 | $4,884 | 6.100% | $815 | 17 | −$1,334 | |
| 13 | $4,939 | 6.375% | $1,150 | 74 | −$1,279 | |
| 14 | $5,024 | 6.188% | $1,075 | 44 | −$1,194 | |
| 15 | $5,063 | 6.250% | $1,465 | 77 | −$1,155 | |
| 16 | $5,146 | 6.500% | $1,647 | 77 | −$1,072 | |
| 17 | $5,186 | 6.375% | $1,200 | 40 | −$1,032 | |
| 18 | $5,220 | 6.490% | $1,550 | 25 | −$998 | |
| 19 | $5,288 | 6.125% | $1,090 | 45 | −$930 | |
| 20 | $5,392 | 6.250% | $1,275 | 15 | −$826 | |
| 21 | $5,401 | 6.375% | $1,095 | 232 | −$817 | |
| 22 | $5,522 | 6.495% | $1,990 | 10 | −$696 | |
| 23 | $5,545 | 6.000% | $1,540 | 151 | −$673 | |
| 24 | $5,580 | 6.375% | $1,250 | 23 | −$638 | |
| 25 | $5,618 | 6.625% | $2,779 | 283 | −$600 | |
| 26 | $5,653 | 6.750% | $1,595 | 125 | −$565 | |
| 27 | $5,675 | 6.500% | $2,225 | 21 | −$543 | |
| 28 | $5,683 | 6.015% | $1,250 | 51 | −$535 | |
| 29 | $5,820 | 6.375% | $1,745 | 55 | −$398 | |
| 30 | $5,824 | 6.625% | $3,297 | 14 | −$394 | |
| 31 | $6,000 | 6.375% | $2,500 | 113 | −$218 | |
| 32 | $6,052 | 6.990% | $2,320 | 14 | −$166 | |
| 33 | $6,110 | 6.625% | $2,198 | 44 | −$108 | |
| 34 | $6,126 | 6.990% | $1,995 | 84 | −$92 | |
| 35 | $6,183 | 6.990% | $3,061 | 40 | −$35 | |
| 36 | $6,242 | 6.625% | $2,758 | 23 | +$24 | |
| 37 | $6,581 | 6.000% | $1,990 | 176 | +$363 | |
| 38 | $6,721 | 6.625% | $3,785 | 147 | +$503 | |
| 39 | $6,777 | 6.625% | $3,496 | 31 | +$559 | |
| 40 | $6,797 | 6.875% | $2,811 | 64 | +$579 | |
| 41 | $7,050 | 6.937% | $3,074 | 280 | +$832 | |
| 42 | $7,324 | 7.125% | $3,503 | 10 | +$1,106 | |
| 43 | $7,483 | 6.375% | $3,563 | 13 | +$1,265 | |
| 44 | $7,493 | 6.812% | $4,130 | 240 | +$1,275 | |
| 45 | $7,939 | 6.499% | $4,436 | 115 | +$1,721 | |
| 46 | $8,016 | 6.625% | $4,941 | 97 | +$1,798 | |
| 47 | $8,065 | 6.250% | $4,891 | 16 | +$1,847 | |
| 48 | $8,327 | 6.625% | $4,211 | 27 | +$2,109 | |
| 49 | $8,339 | 6.875% | $5,782 | 28 | +$2,121 | |
| 50 | $8,392 | 6.625% | $4,489 | 19 | +$2,174 | |
| 51 | $8,458 | 6.625% | $5,308 | 225 | +$2,240 | |
| 52 | $8,554 | 7.000% | $4,929 | 28 | +$2,336 | |
| 53 | $8,582 | 6.625% | $4,899 | 22 | +$2,364 | |
| 54 | $8,583 | 6.625% | $4,823 | 362 | +$2,365 | |
| 55 | $8,612 | 6.625% | $5,117 | 118 | +$2,394 | |
| 56 | $8,734 | 6.562% | $5,075 | 38 | +$2,516 | |
| 57 | $8,851 | 6.500% | $5,010 | 21 | +$2,633 | |
| 58 | $8,863 | 6.688% | $5,470 | 102 | +$2,645 | |
| 59 | $9,267 | 6.990% | $6,682 | 13 | +$3,049 | |
| 60 | $9,373 | 6.625% | $5,241 | 81 | +$3,155 | |
| 61 | $9,531 | 6.625% | $6,095 | 32 | +$3,313 | |
| 62 | $9,603 | 6.990% | $6,091 | 207 | +$3,385 | |
| 63 | $9,741 | 6.875% | $6,027 | 289 | +$3,523 | |
| 64 | $10,115 | 6.933% | $5,882 | 108 | +$3,897 | |
| 65 | $10,334 | 7.125% | $7,224 | 11 | +$4,116 | |
| 66 | $10,358 | 6.500% | $7,175 | 19 | +$4,140 | |
| 67 | $11,657 | 6.625% | $8,134 | 93 | +$5,439 | |
| 68 | $11,691 | 7.370% | $8,316 | 20 | +$5,473 | |
| 69 | $11,827 | 6.875% | $5,660 | 23 | +$5,609 | |
| 70 | $12,205 | 6.125% | $8,381 | 22 | +$5,987 | |
| 71 | $12,765 | 6.990% | $9,456 | 27 | +$6,547 | |
| 72 | $14,734 | 6.188% | $10,875 | 40 | +$8,516 | |
| 73 | $15,122 | 9.370% | $11,799 | 20 | +$8,904 | |
| 74 | $15,751 | 6.625% | $12,316 | 43 | +$9,533 | |
| 75 | $16,056 | 7.125% | $12,303 | 17 | +$9,838 | |
| 76 | $17,813 | 7.624% | $13,539 | 10 | +$11,595 | |
| 77 | $20,791 | 7.125% | $16,558 | 40 | +$14,573 | |
| 78 | $21,106 | 4.875% | $18,759 | 11 | +$14,888 |
Includes lenders with 10+ purchase originations in Snohomish County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.