Purchase Originations
1,098
Ranked #348 nationally
Median Total Costs
$5,192
−22.3% vs national ($6,680)
↑ $134 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$1,250
Median Lender Credits
$600
Cost Rank (500+ vol.)
#215
among lenders with 500+ originations
Denial Rate
6.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 764 | 6.375% | $4,726 | $1,250 |
| fha | 163 | 6.125% | $10,418 | $1,611 |
| va | 161 | 6.125% | $6,568 | $749 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alaska | 758 | 6.250% | $5,248 | #2 |
| Washington | 291 | 6.125% | $5,086 | #48 |
| Arizona | 27 | 6.125% | $4,798 | — |
| Idaho | 15 | 6.500% | $7,916 | — |
| California | 7 | 6.500% | $5,558 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,826 | 6.000% | — | 5 | −$1,366 | |
| 2 | $4,276 | 6.375% | — | 96 | −$916 | |
| 3 | $4,395 | 5.875% | — | 5 | −$797 | |
| 4 | $4,822 | 6.500% | — | 15 | −$370 | |
| 5 | $4,824 | 6.562% | — | 4 | −$368 | |
| 6 | $4,858 | 6.250% | — | 35 | −$334 | |
| 7 | $5,042 | 6.125% | — | 22 | −$150 | |
| 8 | $5,095 | 6.125% | — | 42 | −$97 | |
| 9 | $5,171 | 6.250% | — | 305 | −$21 | |
| 10 | $5,171 | 6.125% | — | 122 | −$21 | |
| 11 | $5,330 | 6.250% | — | 36 | +$138 | |
| 12 | $5,433 | 6.188% | — | 98 | +$241 | |
| 13 | $5,707 | 6.250% | — | 193 | +$515 | |
| 14 | $5,803 | 6.438% | — | 12 | +$611 | |
| 15 | $6,115 | 6.500% | — | 6 | +$923 | |
| 16 | $6,153 | 5.875% | — | 5 | +$961 | |
| 17 | $6,390 | 6.250% | — | 13 | +$1,198 | |
| 18 | $7,016 | 6.250% | — | 7 | +$1,824 | |
| 19 | $7,946 | 6.188% | — | 6 | +$2,754 | |
| 20 | $8,000 | 6.125% | — | 4 | +$2,808 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Global Federal Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $5,192 | $7,127 | −$1,935 (−27.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.