Lowest closing cost mortgage lenders in Kitsap County County, Washington
In Kitsap County, Washington, homebuyers paid a median of $8,934 in closing costs in 2024 — above the Washington median of $7,966. The county saw 3,055 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $10, which is $7,033 less than the county median.
Homebuyers in Kitsap County County who chose PULTE MORTGAGE LLC paid $8,924 less in closing costs than the county median.
County Median Costs
$8,934
+12.2% vs Washington ($7,966)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$3,180
Purchase Originations
3,055
vs Washington Median
12.2% above
$968
vs National Median
32.5% above
$2,193
Lender rankings in Kitsap County County
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $10 | 5.990% | $0 | 23 | −$7,033 | |
| 2 | $1,378 | 5.688% | $0 | 64 | −$5,665 | |
| 3 | $2,869 | 5.750% | $0 | 29 | −$4,174 | |
| 4 | $3,659 | 6.688% | $0 | 50 | −$3,384 | |
| 5 | $3,845 | 6.562% | $428 | 52 | −$3,198 | |
| 6 | $4,598 | 5.875% | $815 | 11 | −$2,445 | |
| 7 | $4,766 | 5.875% | $1,465 | 22 | −$2,277 | |
| 8 | $4,973 | 5.250% | $1,490 | 45 | −$2,070 | |
| 9 | $5,006 | 6.500% | $1,881 | 13 | −$2,037 | |
| 10 | $5,065 | 7.062% | $1,659 | 12 | −$1,978 | |
| 11 | $5,194 | 6.558% | $1,682 | 28 | −$1,849 | |
| 12 | $5,368 | 6.625% | $2,707 | 11 | −$1,675 | |
| 13 | $5,396 | 6.500% | $1,851 | 21 | −$1,647 | |
| 14 | $5,424 | 6.375% | $1,495 | 13 | −$1,619 | |
| 15 | $5,843 | 6.875% | $2,433 | 16 | −$1,200 | |
| 16 | $5,865 | 5.875% | $2,133 | 24 | −$1,178 | |
| 17 | $5,940 | 6.500% | $3,602 | 57 | −$1,103 | |
| 18 | $5,945 | 6.375% | $1,945 | 19 | −$1,098 | |
| 19 | $6,200 | 6.561% | $3,021 | 24 | −$843 | |
| 20 | $6,396 | 6.312% | $3,593 | 22 | −$647 | |
| 21 | $6,409 | 6.875% | $3,670 | 19 | −$634 | |
| 22 | $6,863 | 6.500% | $3,872 | 13 | −$180 | |
| 23 | $7,293 | 6.125% | $3,237 | 35 | +$250 | |
| 24 | $7,339 | 6.625% | $3,852 | 19 | +$296 | |
| 25 | $7,485 | 6.963% | $4,244 | 82 | +$442 | |
| 26 | $7,637 | 7.125% | $3,398 | 12 | +$594 | |
| 27 | $7,672 | 6.787% | $4,725 | 112 | +$629 | |
| 28 | $8,053 | 6.875% | $4,056 | 69 | +$1,010 | |
| 29 | $8,227 | 6.625% | $4,644 | 43 | +$1,184 | |
| 30 | $8,248 | 7.125% | $4,845 | 21 | +$1,205 | |
| 31 | $8,251 | 6.625% | $4,178 | 20 | +$1,208 | |
| 32 | $8,452 | 7.125% | $5,316 | 76 | +$1,409 | |
| 33 | $8,720 | 6.625% | $6,100 | 11 | +$1,677 | |
| 34 | $8,824 | 6.625% | $5,802 | 53 | +$1,781 | |
| 35 | $9,324 | 6.750% | $6,072 | 32 | +$2,281 | |
| 36 | $9,563 | 6.875% | $5,942 | 99 | +$2,520 | |
| 37 | $9,697 | 6.990% | $6,095 | 10 | +$2,654 | |
| 38 | $9,767 | 6.602% | $6,669 | 123 | +$2,724 | |
| 39 | $9,980 | 7.125% | $6,818 | 12 | +$2,937 | |
| 40 | $10,152 | 6.750% | $5,670 | 33 | +$3,109 | |
| 41 | $10,647 | 7.125% | $7,775 | 11 | +$3,604 | |
| 42 | $15,344 | 8.000% | $12,001 | 13 | +$8,301 |
Includes lenders with 10+ purchase originations in Kitsap County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.