Lowest closing cost mortgage lenders in Chesapeake city County, Virginia
In Chesapeake city, Virginia, homebuyers paid a median of $8,835 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 3,086 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, CAPITAL CENTER, L.L.C. offered the lowest median costs at $0, which is $5,963 less than the county median.
Homebuyers in Chesapeake city County who chose CAPITAL CENTER, L.L.C. paid $8,835 less in closing costs than the county median.
County Median Costs
$8,835
+27.8% vs Virginia ($6,913)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,176
Purchase Originations
3,086
vs Virginia Median
27.8% above
$1,922
vs National Median
31.1% above
$2,094
Lender rankings in Chesapeake city County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.000% | $0 | 14 | −$5,963 | |
| 2 | $3,161 | 6.625% | $100 | 17 | −$2,802 | |
| 3 | $3,162 | 6.562% | $0 | 58 | −$2,801 | |
| 4 | $3,689 | 6.625% | $1,990 | 12 | −$2,274 | |
| 5 | $3,989 | 6.562% | $1,933 | 20 | −$1,974 | |
| 6 | $4,082 | 6.688% | $995 | 10 | −$1,881 | |
| 7 | $4,119 | 5.375% | $995 | 23 | −$1,844 | |
| 8 | $4,810 | 6.875% | $1,984 | 11 | −$1,153 | |
| 9 | $4,824 | 6.875% | $2,240 | 29 | −$1,139 | |
| 10 | $4,961 | 7.000% | $2,190 | 10 | −$1,002 | |
| 11 | $5,033 | 6.990% | $2,279 | 29 | −$930 | |
| 12 | $5,952 | 6.950% | $3,043 | 15 | −$11 | |
| 13 | $6,032 | 6.500% | $3,967 | 62 | +$69 | |
| 14 | $6,058 | 6.625% | $3,631 | 17 | +$95 | |
| 15 | $6,081 | 6.625% | $3,410 | 22 | +$118 | |
| 16 | $6,419 | 6.624% | $3,483 | 22 | +$456 | |
| 17 | $6,599 | 7.125% | $3,470 | 12 | +$636 | |
| 18 | $6,795 | 6.875% | $3,883 | 57 | +$832 | |
| 19 | $6,941 | 6.875% | $4,356 | 26 | +$978 | |
| 20 | $7,270 | 6.875% | $4,594 | 26 | +$1,307 | |
| 21 | $7,298 | 6.750% | $4,717 | 18 | +$1,335 | |
| 22 | $7,307 | 6.625% | $4,620 | 65 | +$1,344 | |
| 23 | $7,469 | 6.750% | $4,410 | 99 | +$1,506 | |
| 24 | $8,164 | 6.624% | $4,594 | 54 | +$2,201 | |
| 25 | $8,435 | 6.557% | $5,205 | 12 | +$2,472 | |
| 26 | $8,500 | 6.625% | $5,339 | 18 | +$2,537 |
Includes lenders with 10+ purchase originations in Chesapeake city County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.