NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION closing costs and rates (2024)
In 2024, NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION originated 242 purchase mortgages at a median interest rate of 5.50% and median total closing costs of $3,808. That is $2,933 below the national median of $6,741. NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION is most active in Virginia with 233 originations there.
Purchase Originations
242
Median Total Costs
$3,808
−43.5% vs national ($6,741)
Median Rate
5.500%
−16.9% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 240 | 5.500% | $3,794 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 233 | 5.500% | $3,813 | #78 |
| North Carolina | 9 | 5.625% | $3,740 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,402 | 6.125% | — | 1 | −$406 | |
| 2 | $3,430 | 5.625% | — | 26 | −$378 | |
| 3 | $3,611 | 5.500% | — | 12 | −$197 | |
| 4 | $3,702 | 6.000% | — | 7 | −$106 | |
| 5 | $3,728 | 5.500% | — | 38 | −$80 | |
| 6 | $3,743 | 5.562% | — | 8 | −$65 | |
| 7 | $3,783 | 5.500% | — | 21 | −$25 | |
| 8 | $3,795 | 5.250% | — | 14 | −$13 | |
| 9 | $3,802 | 5.500% | — | 11 | −$6 | |
| 10 | $3,838 | 5.750% | — | 3 | +$30 | |
| 11 | $4,029 | 5.562% | — | 24 | +$221 | |
| 12 | $4,030 | 5.750% | — | 2 | +$222 | |
| 13 | $4,060 | 5.375% | — | 18 | +$252 | |
| 14 | $4,119 | 5.375% | — | 23 | +$311 | |
| 15 | $4,306 | 5.250% | — | 2 | +$498 | |
| 16 | $4,330 | 5.500% | — | 8 | +$522 | |
| 17 | $4,762 | 5.250% | — | 3 | +$954 | |
| 18 | $4,965 | 5.500% | — | 2 | +$1,157 | |
| 19 | $5,186 | 5.875% | — | 2 | +$1,378 | |
| 20 | $5,907 | 5.625% | — | 2 | +$2,099 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.