Purchase Originations
344
Median Total Costs
$8,291
+24.1% vs national ($6,680)
↓ $1,620 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.010% vs prior year
Median Origination
$3,880
Median Lender Credits
$72
Denial Rate
2.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 184 | 6.625% | $6,889 | $4,064 |
| va | 114 | 6.250% | $11,613 | $3,498 |
| fha | 46 | 6.188% | $12,052 | $3,793 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 312 | 6.490% | $8,176 | #59 |
| North Carolina | 27 | 6.490% | $9,209 | — |
| Florida | 4 | 6.188% | $12,573 | — |
| Pennsylvania | 1 | 6.625% | $7,822 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,088 | 6.433% | — | 2 | −$3,203 | |
| 2 | $5,199 | 6.625% | — | 1 | −$3,092 | |
| 3 | $5,648 | 6.875% | — | 7 | −$2,643 | |
| 4 | $6,371 | 6.490% | — | 5 | −$1,920 | |
| 5 | $6,475 | 6.250% | — | 8 | −$1,816 | |
| 6 | $6,881 | 6.558% | — | 2 | −$1,410 | |
| 7 | $6,907 | 6.500% | — | 13 | −$1,384 | |
| 8 | $6,916 | 6.625% | — | 10 | −$1,375 | |
| 9 | $7,822 | 6.625% | — | 1 | −$469 | |
| 10 | $7,935 | 6.370% | — | 8 | −$356 | |
| 11 | $7,940 | 6.250% | — | 51 | −$351 | |
| 12 | $8,093 | 6.625% | — | 99 | −$198 | |
| 13 | $8,498 | 6.062% | — | 2 | +$207 | |
| 14 | $8,671 | 6.500% | — | 11 | +$380 | |
| 15 | $9,209 | 6.000% | — | 7 | +$918 | |
| 16 | $9,761 | 6.312% | — | 62 | +$1,470 | |
| 17 | $10,019 | 6.250% | — | 38 | +$1,728 | |
| 18 | $12,271 | 6.500% | — | 7 | +$3,980 | |
| 19 | $18,133 | 6.250% | — | 1 | +$9,842 | |
| 20 | $23,653 | 5.250% | — | 1 | +$15,362 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Advance Financial Group, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $375,000 | $335,000 | +$40,000 (+11.9%) |
| Median total closing costs | $8,291 | $7,127 | +$1,164 (+16.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.