Tidewater Home Funding, LLC closing costs and rates (2024)
In 2024, Tidewater Home Funding, LLC originated 233 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,862. That is $121 above the national median of $6,741. Tidewater Home Funding, LLC is most active in Virginia with 218 originations there.
Purchase Originations
233
Median Total Costs
$6,862
+1.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,616
Median Lender Credits
$2,678
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 128 | 6.500% | $5,173 | $2,620 |
| fha | 54 | 6.188% | $9,409 | $1,295 |
| va | 51 | 6.250% | $8,210 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 218 | 6.375% | $7,139 | #80 |
| North Carolina | 14 | 6.625% | $3,759 | — |
| Florida | 1 | 5.250% | $5,686 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $684 | 6.250% | — | 3 | −$6,178 | |
| 2 | $2,077 | 6.250% | — | 3 | −$4,785 | |
| 3 | $2,512 | 6.688% | — | 4 | −$4,350 | |
| 4 | $3,921 | 6.625% | — | 4 | −$2,941 | |
| 5 | $4,404 | 6.250% | — | 21 | −$2,458 | |
| 6 | $4,927 | 6.688% | — | 4 | −$1,935 | |
| 7 | $6,165 | 6.500% | — | 30 | −$697 | |
| 8 | $6,176 | 6.500% | — | 3 | −$686 | |
| 9 | $6,614 | 6.125% | — | 3 | −$248 | |
| 10 | $6,705 | 6.562% | — | 6 | −$157 | |
| 11 | $6,862 | 6.500% | — | 25 | +$0 | |
| 12 | $6,969 | 6.500% | — | 31 | +$107 | |
| 13 | $7,292 | 6.250% | — | 11 | +$430 | |
| 14 | $7,732 | 6.375% | — | 11 | +$870 | |
| 15 | $8,075 | 5.875% | — | 9 | +$1,213 | |
| 16 | $8,154 | 6.438% | — | 8 | +$1,292 | |
| 17 | $8,810 | 6.375% | — | 13 | +$1,948 | |
| 18 | $8,914 | 6.750% | — | 5 | +$2,052 | |
| 19 | $11,210 | 6.375% | — | 17 | +$4,348 | |
| 20 | $11,817 | 6.000% | — | 5 | +$4,955 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.