LANGLEY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, LANGLEY FEDERAL CREDIT UNION originated 139 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,857. That is $2,884 below the national median of $6,741. LANGLEY FEDERAL CREDIT UNION is most active in Virginia with 127 originations there.
Purchase Originations
139
Median Total Costs
$3,857
−42.8% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,440
Median Lender Credits
$205
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 127 | 6.375% | $3,850 | $1,500 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 127 | 6.375% | $3,934 | #115 |
| North Carolina | 11 | 6.125% | $3,564 | — |
| Maryland | 1 | 6.875% | $3,616 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,828 | 6.625% | — | 3 | −$2,029 | |
| 2 | $2,465 | 5.750% | — | 1 | −$1,392 | |
| 3 | $2,778 | 4.875% | — | 1 | −$1,079 | |
| 4 | $3,213 | 6.500% | — | 16 | −$644 | |
| 5 | $3,250 | 6.500% | — | 8 | −$607 | |
| 6 | $3,552 | 5.750% | — | 1 | −$305 | |
| 7 | $3,617 | 6.500% | — | 17 | −$240 | |
| 8 | $3,707 | 6.500% | — | 24 | −$150 | |
| 9 | $3,758 | 6.750% | — | 4 | −$99 | |
| 10 | $3,876 | 6.188% | — | 8 | +$19 | |
| 11 | $4,013 | 6.125% | — | 5 | +$156 | |
| 12 | $4,050 | 6.625% | — | 1 | +$193 | |
| 13 | $4,201 | 6.375% | — | 3 | +$344 | |
| 14 | $4,266 | 6.125% | — | 16 | +$409 | |
| 15 | $4,517 | 5.625% | — | 1 | +$660 | |
| 16 | $4,916 | 6.438% | — | 2 | +$1,059 | |
| 17 | $4,942 | 6.312% | — | 8 | +$1,085 | |
| 18 | $5,951 | 6.375% | — | 6 | +$2,094 | |
| 19 | $6,236 | 6.625% | — | 1 | +$2,379 | |
| 20 | $8,628 | 6.625% | — | 2 | +$4,771 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.