Lowest closing cost mortgage lenders in Westmoreland County County, Pennsylvania
In Westmoreland County, Pennsylvania, homebuyers paid a median of $5,856 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 2,627 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $2,734, which is $2,536 less than the county median.
Homebuyers in Westmoreland County County who chose Pennsylvania State Employees Credit Union paid $3,122 less in closing costs than the county median.
County Median Costs
$5,856
−10.6% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,786
Purchase Originations
2,627
vs Pennsylvania Median
10.6% below
$-697
vs National Median
13.1% below
$-885
Lender rankings in Westmoreland County County
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,734 | 6.500% | $550 | 21 | −$2,536 | |
| 2 | $3,980 | 6.625% | $1,008 | 15 | −$1,290 | |
| 3 | $3,981 | 6.625% | $0 | 15 | −$1,289 | |
| 4 | $4,061 | 6.625% | $1,020 | 10 | −$1,209 | |
| 5 | $4,075 | 6.125% | $1,395 | 24 | −$1,195 | |
| 6 | $4,100 | 6.625% | $975 | 97 | −$1,170 | |
| 7 | $4,101 | 6.625% | $1,003 | 51 | −$1,169 | |
| 8 | $4,505 | 6.625% | $1,060 | 72 | −$765 | |
| 9 | $4,533 | 6.750% | $1,431 | 27 | −$737 | |
| 10 | $4,560 | 6.625% | $1,150 | 55 | −$710 | |
| 11 | $4,577 | 6.500% | $1,286 | 101 | −$693 | |
| 12 | $4,663 | 6.995% | $1,345 | 10 | −$607 | |
| 13 | $4,730 | 6.875% | $1,445 | 19 | −$540 | |
| 14 | $4,753 | 6.500% | $1,715 | 67 | −$517 | |
| 15 | $4,793 | 6.625% | $2,386 | 170 | −$477 | |
| 16 | $4,807 | 6.500% | $1,455 | 81 | −$463 | |
| 17 | $4,810 | 6.990% | $1,100 | 18 | −$460 | |
| 18 | $4,821 | 6.490% | $1,350 | 17 | −$449 | |
| 19 | $5,142 | 6.438% | $1,623 | 26 | −$128 | |
| 20 | $5,266 | 6.375% | $1,589 | 17 | −$4 | |
| 21 | $5,304 | 7.500% | $250 | 17 | +$34 | |
| 22 | $5,381 | 6.750% | $2,198 | 35 | +$111 | |
| 23 | $5,408 | 6.750% | $1,595 | 55 | +$138 | |
| 24 | $5,691 | 6.750% | $2,474 | 71 | +$421 | |
| 25 | $5,774 | 6.688% | $2,342 | 30 | +$504 | |
| 26 | $5,865 | 6.375% | $3,404 | 19 | +$595 | |
| 27 | $6,144 | 6.688% | $2,807 | 26 | +$874 | |
| 28 | $6,347 | 6.999% | $3,000 | 101 | +$1,077 | |
| 29 | $6,378 | 6.875% | $2,955 | 29 | +$1,108 | |
| 30 | $6,742 | 6.625% | $3,057 | 10 | +$1,472 | |
| 31 | $7,159 | 6.375% | $3,117 | 27 | +$1,889 | |
| 32 | $7,408 | 6.438% | $4,224 | 30 | +$2,138 | |
| 33 | $7,563 | 6.500% | $3,924 | 125 | +$2,293 | |
| 34 | $8,200 | 6.499% | $4,193 | 25 | +$2,930 | |
| 35 | $8,218 | 6.625% | $4,767 | 81 | +$2,948 |
Includes lenders with 10+ purchase originations in Westmoreland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.