Homebuyers in Westmoreland County County who chose Pennsylvania State Employees Credit Union paid $2,460 less in closing costs than the county median.
County Median Costs
$5,846
−10.1% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
2,900
Denial Rate
7.7%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
10.1% below
$-654
vs National Median
12.5% below
$-834
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,386 | 6.500% | $678 | 27 | −$1,892 | |
| 2 | $3,440 | 6.312% | $0 | 12 | −$1,839 | |
| 3 | $4,135 | 6.812% | $1,100 | 12 | −$1,144 | |
| 4 | $4,153 | 6.490% | $1,395 | 80 | −$1,126 | |
| 5 | $4,155 | 6.125% | $1,003 | 90 | −$1,124 | |
| 6 | $4,264 | 6.000% | $482 | 11 | −$1,015 | |
| 7 | $4,349 | 6.875% | $500 | 21 | −$930 | |
| 8 | $4,361 | 6.625% | $1,025 | 65 | −$918 | |
| 9 | $4,379 | 6.750% | $1,508 | 27 | −$900 | |
| 10 | $4,389 | 6.558% | $782 | 10 | −$890 | |
| 11 | $4,465 | 6.500% | $975 | 121 | −$814 | |
| 12 | $4,533 | 6.625% | $1,350 | 19 | −$746 | |
| 13 | $4,762 | 6.500% | $1,325 | 64 | −$517 | |
| 14 | $4,778 | 6.250% | $1,350 | 133 | −$501 | |
| 15 | $4,867 | 6.500% | $1,461 | 48 | −$412 | |
| 16 | $4,868 | 6.500% | $1,805 | 60 | −$411 | |
| 17 | $4,880 | 6.750% | $1,550 | 17 | −$399 | |
| 18 | $5,009 | 6.750% | $1,395 | 11 | −$270 | |
| 19 | $5,041 | 6.812% | $2,016 | 24 | −$238 | |
| 20 | $5,139 | 6.500% | $1,125 | 12 | −$140 | |
| 21 | $5,198 | 6.500% | $2,118 | 206 | −$81 | |
| 22 | $5,218 | 6.624% | $1,785 | 91 | −$61 | |
| 23 | $5,393 | 6.562% | $2,171 | 14 | +$114 | |
| 24 | $5,534 | 6.375% | $2,237 | 12 | +$255 | |
| 25 | $5,723 | 6.562% | $1,695 | 69 | +$444 |
Includes lenders with 10+ purchase originations in Westmoreland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.