Pennsylvania State Employees Credit Union closing costs and rates (2024)
In 2024, Pennsylvania State Employees Credit Union originated 842 purchase mortgages at a median interest rate of 6.31% and median total closing costs of $3,143. That ranks #422 nationally by origination volume. For total closing costs among lenders with 500+ originations, Pennsylvania State Employees Credit Union ranks #55. That is $3,598 below the national median of $6,741. Pennsylvania State Employees Credit Union is most active in Pennsylvania with 842 originations there.
Purchase Originations
842
Ranked #422 nationally
Median Total Costs
$3,143
−53.4% vs national ($6,741)
Median Rate
6.312%
−4.7% vs national (6.620%)
Median Origination
$550
Median Lender Credits
$1,629
Cost Rank (500+ vol.)
#55
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 842 | 6.312% | $3,143 | $550 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 842 | 6.312% | $3,143 | #27 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,441 | 6.250% | — | 28 | −$702 | |
| 2 | $2,446 | 6.375% | — | 14 | −$697 | |
| 3 | $2,474 | 6.625% | — | 21 | −$669 | |
| 4 | $2,562 | 6.438% | — | 12 | −$581 | |
| 5 | $2,603 | 6.625% | — | 15 | −$540 | |
| 6 | $2,734 | 6.500% | — | 21 | −$409 | |
| 7 | $2,919 | 6.500% | — | 18 | −$224 | |
| 8 | $3,011 | 6.438% | — | 12 | −$132 | |
| 9 | $3,054 | 6.500% | — | 13 | −$89 | |
| 10 | $3,063 | 6.438% | — | 12 | −$80 | |
| 11 | $3,095 | 6.250% | — | 98 | −$48 | |
| 12 | $3,196 | 6.125% | — | 35 | +$53 | |
| 13 | $3,211 | 6.250% | — | 40 | +$68 | |
| 14 | $3,356 | 6.250% | — | 59 | +$213 | |
| 15 | $3,369 | 6.500% | — | 14 | +$226 | |
| 16 | $3,493 | 6.375% | — | 69 | +$350 | |
| 17 | $3,806 | 6.500% | — | 63 | +$663 | |
| 18 | $3,885 | 6.375% | — | 16 | +$742 | |
| 19 | $4,123 | 6.062% | — | 36 | +$980 | |
| 20 | $4,351 | 6.000% | — | 25 | +$1,208 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.