Lowest closing cost mortgage lenders in Luzerne County County, Pennsylvania
In Luzerne County, Pennsylvania, homebuyers paid a median of $6,601 in closing costs in 2024 — near the Pennsylvania median of $6,553. The county saw 2,305 purchase mortgages at a median rate of 6.69%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $82, which is $5,357 less than the county median.
Homebuyers in Luzerne County County who chose Community Bank, National Association paid $6,519 less in closing costs than the county median.
County Median Costs
$6,601
+0.7% vs Pennsylvania ($6,553)
Median Rate
6.690%
+1.1% vs national (6.620%)
Median Origination
$2,132
Purchase Originations
2,305
vs Pennsylvania Median
0.7% above
$48
vs National Median
2.1% below
$-140
Lender rankings in Luzerne County County
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $82 | 7.250% | $0 | 92 | −$5,357 | |
| 2 | $2,919 | 6.500% | $550 | 18 | −$2,520 | |
| 3 | $3,468 | 6.250% | $750 | 15 | −$1,971 | |
| 4 | $4,062 | 6.750% | $575 | 13 | −$1,377 | |
| 5 | $4,106 | 6.975% | $1,281 | 15 | −$1,333 | |
| 6 | $4,313 | 6.375% | $0 | 15 | −$1,126 | |
| 7 | $4,472 | 6.625% | $1,552 | 25 | −$967 | |
| 8 | $4,747 | 6.875% | $1,695 | 13 | −$692 | |
| 9 | $4,771 | 6.625% | $2,246 | 11 | −$668 | |
| 10 | $4,791 | 6.990% | $2,234 | 10 | −$648 | |
| 11 | $4,822 | 6.500% | $1,707 | 32 | −$617 | |
| 12 | $4,841 | 6.625% | $1,631 | 14 | −$598 | |
| 13 | $5,105 | 6.750% | $1,405 | 69 | −$334 | |
| 14 | $5,136 | 6.562% | $2,018 | 14 | −$303 | |
| 15 | $5,192 | 6.625% | $2,462 | 39 | −$247 | |
| 16 | $5,259 | 6.933% | $1,651 | 12 | −$180 | |
| 17 | $5,368 | 6.688% | $1,920 | 12 | −$71 | |
| 18 | $5,376 | 7.025% | $1,700 | 16 | −$63 | |
| 19 | $5,410 | 6.625% | $2,625 | 17 | −$29 | |
| 20 | $5,643 | 6.625% | $2,576 | 93 | +$204 | |
| 21 | $5,856 | 6.999% | $2,875 | 42 | +$417 | |
| 22 | $5,870 | 6.800% | $795 | 37 | +$431 | |
| 23 | $5,892 | 6.875% | $3,050 | 19 | +$452 | |
| 24 | $5,896 | 7.188% | $2,682 | 12 | +$457 | |
| 25 | $6,030 | 6.990% | $2,206 | 29 | +$591 | |
| 26 | $6,277 | 6.625% | $3,540 | 167 | +$838 | |
| 27 | $6,299 | 7.125% | $2,781 | 33 | +$860 | |
| 28 | $6,475 | 6.990% | $2,245 | 20 | +$1,036 | |
| 29 | $6,476 | 6.875% | $3,455 | 51 | +$1,037 | |
| 30 | $6,610 | 6.750% | $3,853 | 84 | +$1,171 | |
| 31 | $7,687 | 6.625% | $4,353 | 19 | +$2,248 | |
| 32 | $7,711 | 6.990% | $4,440 | 59 | +$2,272 |
Includes lenders with 10+ purchase originations in Luzerne County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.