Homebuyers in Luzerne County County who chose Community Bank, National Association paid $6,675 less in closing costs than the county median.
County Median Costs
$6,710
+3.2% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,797
Purchase Originations
2,263
Denial Rate
8.2%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
3.2% above
$210
vs National Median
0.5% above
$30
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $35 | 7.500% | $0 | 72 | −$5,319 | |
| 2 | $3,150 | 6.500% | $678 | 17 | −$2,204 | |
| 3 | $3,276 | 6.375% | $0 | 11 | −$2,078 | |
| 4 | $3,672 | 5.688% | $419 | 40 | −$1,682 | |
| 5 | $3,869 | 6.500% | $870 | 11 | −$1,485 | |
| 6 | $4,070 | 6.000% | $750 | 15 | −$1,284 | |
| 7 | $4,357 | 6.625% | $1,280 | 27 | −$997 | |
| 8 | $4,387 | 7.125% | $940 | 14 | −$967 | |
| 9 | $4,561 | 6.438% | $1,450 | 24 | −$793 | |
| 10 | $4,582 | 6.750% | $575 | 18 | −$772 | |
| 11 | $4,588 | 6.500% | $1,051 | 14 | −$766 | |
| 12 | $4,735 | 6.562% | $1,460 | 10 | −$619 | |
| 13 | $4,793 | 6.750% | $1,612 | 10 | −$561 | |
| 14 | $4,821 | 6.625% | $1,187 | 46 | −$533 | |
| 15 | $4,978 | 6.875% | $1,600 | 10 | −$376 | |
| 16 | $5,005 | 6.250% | $1,325 | 15 | −$349 | |
| 17 | $5,101 | 6.438% | $1,824 | 20 | −$253 | |
| 18 | $5,120 | 6.625% | $1,500 | 28 | −$234 | |
| 19 | $5,286 | 7.125% | $1,824 | 10 | −$68 | |
| 20 | $5,500 | 6.625% | $2,049 | 119 | +$146 | |
| 21 | $5,531 | 6.750% | $1,690 | 12 | +$177 | |
| 22 | $5,633 | 7.125% | $2,202 | 52 | +$279 | |
| 23 | $5,923 | 6.750% | $1,887 | 11 | +$569 | |
| 24 | $6,040 | 6.874% | $2,429 | 40 | +$686 | |
| 25 | $6,226 | 6.750% | $1,572 | 11 | +$872 |
Includes lenders with 10+ purchase originations in Luzerne County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.