Peoples Security Bank and Trust Company closing costs and rates (2024)
In 2024, Peoples Security Bank and Trust Company originated 118 purchase mortgages at a median interest rate of 5.00% and median total closing costs of $3,904. That is $2,837 below the national median of $6,741. Peoples Security Bank and Trust Company is most active in Pennsylvania with 106 originations there.
Purchase Originations
118
Median Total Costs
$3,904
−42.1% vs national ($6,741)
Median Rate
5.000%
−24.5% vs national (6.620%)
Median Origination
$419
Median Lender Credits
$13
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 118 | 5.000% | $3,904 | $419 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 106 | 5.562% | $3,904 | #156 |
| New Jersey | 10 | 5.000% | $4,280 | — |
| New York | 2 | 4.500% | $3,283 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $756 | 7.000% | — | 6 | −$3,148 | |
| 2 | $756 | 7.000% | — | 3 | −$3,148 | |
| 3 | $776 | 7.000% | — | 1 | −$3,128 | |
| 4 | $816 | 7.000% | — | 1 | −$3,088 | |
| 5 | $2,228 | 5.812% | — | 2 | −$1,676 | |
| 6 | $3,047 | 5.000% | — | 5 | −$857 | |
| 7 | $3,240 | 4.375% | — | 1 | −$664 | |
| 8 | $3,327 | 4.625% | — | 1 | −$577 | |
| 9 | $3,507 | 4.938% | — | 22 | −$397 | |
| 10 | $3,642 | 5.000% | — | 1 | −$262 | |
| 11 | $3,687 | 5.000% | — | 1 | −$217 | |
| 12 | $3,889 | 5.000% | — | 2 | −$15 | |
| 13 | $3,990 | 6.500% | — | 24 | +$86 | |
| 14 | $3,995 | 4.750% | — | 4 | +$91 | |
| 15 | $4,293 | 5.000% | — | 8 | +$389 | |
| 16 | $4,379 | 6.438% | — | 8 | +$475 | |
| 17 | $4,580 | 4.875% | — | 10 | +$676 | |
| 18 | $4,634 | 6.375% | — | 14 | +$730 | |
| 19 | $5,629 | 5.750% | — | 2 | +$1,725 | |
| 20 | $6,933 | 7.188% | — | 2 | +$3,029 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.