Journey Bank closing costs and rates (2024)
In 2024, Journey Bank originated 278 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $4,043. That is $2,698 below the national median of $6,741. Journey Bank is most active in Pennsylvania with 278 originations there.
Purchase Originations
278
Median Total Costs
$4,043
−40.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$575
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 255 | 6.750% | $3,918 | $575 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 278 | 6.750% | $4,043 | #78 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,028 | 6.750% | — | 1 | −$1,015 | |
| 2 | $3,335 | 6.750% | — | 5 | −$708 | |
| 3 | $3,631 | 6.875% | — | 6 | −$412 | |
| 4 | $3,697 | 6.750% | — | 78 | −$346 | |
| 5 | $3,914 | 6.750% | — | 69 | −$129 | |
| 6 | $4,063 | 6.750% | — | 28 | +$20 | |
| 7 | $4,108 | 6.750% | — | 14 | +$65 | |
| 8 | $4,150 | 6.750% | — | 36 | +$107 | |
| 9 | $4,564 | 6.750% | — | 29 | +$521 | |
| 10 | $4,592 | 6.625% | — | 8 | +$549 | |
| 11 | $5,500 | 6.625% | — | 1 | +$1,457 | |
| 12 | $6,016 | 6.750% | — | 3 | +$1,973 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.