Purchase Originations
1,338
Ranked #303 nationally
Median Total Costs
$6,420
−3.9% vs national ($6,680)
↓ $691 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,824
Median Lender Credits
$28
Cost Rank (500+ vol.)
#317
among lenders with 500+ originations
Denial Rate
2.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 922 | 6.625% | $5,208 | $1,773 |
| fha | 339 | 6.500% | $11,476 | $2,253 |
| va | 66 | 6.500% | $11,253 | $2,026 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 620 | 6.625% | $5,538 | #15 |
| Pennsylvania | 371 | 6.625% | $7,363 | #57 |
| Maryland | 79 | 6.625% | $7,268 | #108 |
| North Carolina | 54 | 6.625% | $7,343 | #196 |
| Georgia | 52 | 6.562% | $8,708 | #199 |
| New Hampshire | 43 | 6.490% | $4,577 | — |
| Florida | 30 | 6.750% | $5,907 | — |
| Rhode Island | 26 | 6.433% | $9,614 | — |
| Texas | 21 | 6.750% | $8,938 | — |
| Maine | 12 | 6.438% | $5,028 | — |
| Connecticut | 9 | 6.500% | $4,709 | — |
| Virginia | 6 | 6.495% | $8,275 | — |
| Delaware | 5 | 6.250% | $8,981 | — |
| South Carolina | 5 | 6.375% | $6,581 | — |
| Tennessee | 2 | 7.062% | $4,320 | — |
| Colorado | 1 | 6.750% | $16,532 | — |
| Michigan | 1 | 6.750% | $4,825 | — |
| West Virginia | 1 | 6.750% | $11,700 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,401 | 6.500% | — | 17 | −$2,019 | |
| 2 | $4,871 | 6.625% | — | 48 | −$1,549 | |
| 3 | $4,909 | 6.625% | — | 30 | −$1,511 | |
| 4 | $5,139 | 6.625% | — | 21 | −$1,281 | |
| 5 | $5,201 | 6.625% | — | 125 | −$1,219 | |
| 6 | $5,251 | 6.433% | — | 18 | −$1,169 | |
| 7 | $5,429 | 6.625% | — | 51 | −$991 | |
| 8 | $5,539 | 7.125% | — | 17 | −$881 | |
| 9 | $5,866 | 6.500% | — | 59 | −$554 | |
| 10 | $6,002 | 6.625% | — | 160 | −$418 | |
| 11 | $6,092 | 6.625% | — | 17 | −$328 | |
| 12 | $6,744 | 6.933% | — | 30 | +$324 | |
| 13 | $7,524 | 6.500% | — | 100 | +$1,104 | |
| 14 | $7,629 | 6.625% | — | 173 | +$1,209 | |
| 15 | $7,700 | 6.687% | — | 14 | +$1,280 | |
| 16 | $8,092 | 6.750% | — | 15 | +$1,672 | |
| 17 | $8,105 | 6.562% | — | 12 | +$1,685 | |
| 18 | $8,152 | 6.500% | — | 23 | +$1,732 | |
| 19 | $8,608 | 6.750% | — | 15 | +$2,188 | |
| 20 | $11,353 | 6.433% | — | 18 | +$4,933 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Radius Financial Group Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $6,420 | $7,127 | −$707 (−9.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.