The Fidelity Deposit and Discount Bank closing costs and rates (2024)
In 2024, The Fidelity Deposit and Discount Bank originated 289 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $5,905. That is $836 below the national median of $6,741. The Fidelity Deposit and Discount Bank is most active in Pennsylvania with 284 originations there.
Purchase Originations
289
Median Total Costs
$5,905
−12.4% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,075
Median Lender Credits
$60
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 289 | 6.875% | $5,905 | $1,075 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 284 | 6.875% | $5,939 | #76 |
| New Jersey | 4 | 6.938% | $5,761 | — |
| South Carolina | 1 | 6.625% | $3,536 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,444 | 6.250% | — | 1 | −$2,461 | |
| 2 | $4,230 | 6.625% | — | 2 | −$1,675 | |
| 3 | $4,397 | 6.875% | — | 3 | −$1,508 | |
| 4 | $4,842 | 6.875% | — | 21 | −$1,063 | |
| 5 | $5,105 | 6.750% | — | 69 | −$800 | |
| 6 | $5,218 | 6.562% | — | 2 | −$687 | |
| 7 | $5,225 | 6.875% | — | 43 | −$680 | |
| 8 | $5,560 | 7.125% | — | 1 | −$345 | |
| 9 | $5,808 | 6.250% | — | 1 | −$97 | |
| 10 | $6,033 | 6.875% | — | 103 | +$128 | |
| 11 | $6,178 | 7.125% | — | 1 | +$273 | |
| 12 | $6,234 | 6.875% | — | 1 | +$329 | |
| 13 | $6,591 | 6.625% | — | 4 | +$686 | |
| 14 | $6,599 | 7.375% | — | 1 | +$694 | |
| 15 | $7,488 | 6.750% | — | 1 | +$1,583 | |
| 16 | $7,802 | 6.625% | — | 9 | +$1,897 | |
| 17 | $8,081 | 7.375% | — | 5 | +$2,176 | |
| 18 | $8,701 | 6.812% | — | 14 | +$2,796 | |
| 19 | $10,148 | 7.062% | — | 4 | +$4,243 | |
| 20 | $11,308 | 6.625% | — | 2 | +$5,403 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.