Lowest closing cost mortgage lenders in Queens County County, New York
In Queens County, New York, homebuyers paid a median of $8,579 in closing costs in 2024 — above the New York median of $6,440. The county saw 6,905 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Amalgamated Bank offered the lowest median costs at $3,710, which is $4,050 less than the county median.
Homebuyers in Queens County County who chose Amalgamated Bank paid $4,869 less in closing costs than the county median.
County Median Costs
$8,579
+33.2% vs New York ($6,440)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,948
Purchase Originations
6,905
vs New York Median
33.2% above
$2,139
vs National Median
27.3% above
$1,838
Lender rankings in Queens County County
74 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,710 | 6.625% | $1,845 | 25 | −$4,050 | |
| 2 | $4,358 | 5.875% | $779 | 62 | −$3,402 | |
| 3 | $4,412 | 6.500% | $725 | 51 | −$3,348 | |
| 4 | $4,637 | 6.500% | $1,025 | 34 | −$3,123 | |
| 5 | $4,642 | 6.250% | $900 | 34 | −$3,118 | |
| 6 | $4,776 | 5.750% | $825 | 53 | −$2,984 | |
| 7 | $5,218 | 7.625% | $620 | 175 | −$2,542 | |
| 8 | $5,243 | 6.812% | $1,202 | 14 | −$2,517 | |
| 9 | $5,688 | 6.500% | $1,590 | 49 | −$2,072 | |
| 10 | $5,701 | 6.812% | $1,702 | 28 | −$2,059 | |
| 11 | $5,712 | 6.075% | $800 | 21 | −$2,048 | |
| 12 | $5,760 | 6.875% | $1,590 | 37 | −$2,000 | |
| 13 | $5,780 | 6.125% | $1,200 | 15 | −$1,980 | |
| 14 | $5,887 | 6.500% | $2,906 | 1,040 | −$1,873 | |
| 15 | $6,058 | 6.625% | $1,825 | 66 | −$1,702 | |
| 16 | $6,089 | 6.375% | $950 | 157 | −$1,671 | |
| 17 | $6,157 | 6.250% | $2,356 | 63 | −$1,603 | |
| 18 | $6,163 | 6.625% | $1,640 | 26 | −$1,597 | |
| 19 | $6,165 | 6.188% | $1,104 | 40 | −$1,595 | |
| 20 | $6,304 | 6.625% | $1,874 | 197 | −$1,456 | |
| 21 | $6,346 | 7.125% | $1,380 | 145 | −$1,414 | |
| 22 | $6,423 | 6.500% | $2,470 | 141 | −$1,337 | |
| 23 | $6,620 | 6.750% | $900 | 34 | −$1,140 | |
| 24 | $6,683 | 6.625% | $3,728 | 99 | −$1,077 | |
| 25 | $6,899 | 6.250% | $2,632 | 354 | −$861 | |
| 26 | $6,902 | 6.249% | $1,291 | 34 | −$858 | |
| 27 | $6,948 | 6.800% | $1,640 | 22 | −$812 | |
| 28 | $6,954 | 6.875% | $2,285 | 13 | −$806 | |
| 29 | $6,964 | 6.375% | $405 | 12 | −$796 | |
| 30 | $6,983 | 6.500% | $3,914 | 242 | −$777 | |
| 31 | $7,000 | 6.375% | $2,226 | 154 | −$760 | |
| 32 | $7,019 | 6.938% | $2,577 | 16 | −$741 | |
| 33 | $7,043 | 6.438% | $1,274 | 26 | −$717 | |
| 34 | $7,161 | 6.188% | $1,260 | 28 | −$599 | |
| 35 | $7,425 | 6.625% | $2,882 | 12 | −$335 | |
| 36 | $7,497 | 5.938% | $2,264 | 10 | −$263 | |
| 37 | $7,519 | 6.812% | $1,200 | 20 | −$241 | |
| 38 | $7,555 | 6.500% | $3,453 | 34 | −$205 | |
| 39 | $7,675 | 6.500% | $1,811 | 240 | −$85 | |
| 40 | $8,069 | 6.625% | $4,935 | 76 | +$309 | |
| 41 | $8,210 | 6.875% | $4,490 | 30 | +$450 | |
| 42 | $8,505 | 6.875% | $1,495 | 67 | +$745 | |
| 43 | $8,600 | 6.625% | $5,065 | 91 | +$840 | |
| 44 | $8,896 | 6.875% | $4,619 | 55 | +$1,136 | |
| 45 | $9,479 | 7.375% | $4,839 | 10 | +$1,719 | |
| 46 | $9,481 | 6.625% | $5,938 | 64 | +$1,721 | |
| 47 | $9,742 | 6.375% | $3,533 | 10 | +$1,982 | |
| 48 | $9,824 | 6.625% | $3,913 | 19 | +$2,064 | |
| 49 | $9,998 | 6.750% | $5,017 | 100 | +$2,238 | |
| 50 | $10,419 | 7.125% | $4,194 | 17 | +$2,659 | |
| 51 | $10,530 | 6.562% | $4,491 | 10 | +$2,770 | |
| 52 | $11,398 | 6.875% | $8,292 | 15 | +$3,638 | |
| 53 | $11,648 | 7.062% | $7,225 | 22 | +$3,888 | |
| 54 | $12,227 | 7.125% | $6,375 | 123 | +$4,467 | |
| 55 | $12,541 | 6.875% | $7,642 | 66 | +$4,781 | |
| 56 | $12,917 | 7.750% | $6,814 | 11 | +$5,157 | |
| 57 | $13,013 | 6.375% | $8,775 | 11 | +$5,253 | |
| 58 | $13,378 | 7.250% | $8,664 | 53 | +$5,618 | |
| 59 | $13,926 | 6.625% | $7,586 | 49 | +$6,166 | |
| 60 | $14,141 | 6.812% | $9,374 | 100 | +$6,381 | |
| 61 | $14,528 | 6.875% | $9,090 | 19 | +$6,768 | |
| 62 | $14,532 | 6.500% | $9,655 | 737 | +$6,772 | |
| 63 | $15,492 | 7.125% | $8,800 | 27 | +$7,732 | |
| 64 | $15,685 | 7.125% | $11,040 | 95 | +$7,925 | |
| 65 | $16,373 | 7.499% | $11,645 | 31 | +$8,613 | |
| 66 | $17,108 | 7.188% | $11,659 | 20 | +$9,348 | |
| 67 | $17,344 | 8.250% | $11,791 | 64 | +$9,584 | |
| 68 | $17,464 | 6.875% | $12,000 | 73 | +$9,704 | |
| 69 | $17,706 | 6.990% | $13,233 | 16 | +$9,946 | |
| 70 | $18,060 | 6.875% | $14,326 | 12 | +$10,300 | |
| 71 | $18,450 | 6.990% | $13,830 | 11 | +$10,690 | |
| 72 | $19,584 | 7.625% | $13,478 | 33 | +$11,824 | |
| 73 | $23,724 | 7.562% | $18,050 | 36 | +$15,964 |
Includes lenders with 10+ purchase originations in Queens County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.