Homebuyers in Queens County County who chose American Airlines Federal Credit Union paid $8,601 less in closing costs than the county median.
County Median Costs
$8,601
+34.4% vs New York ($6,400)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$3,473
Purchase Originations
6,897
Denial Rate
11.7%
vs New York avg (8.5%)
vs New York Median
34.4% above
$2,201
vs National Median
28.8% above
$1,921
73 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.938% | $0 | 10 | −$7,880 | |
| 2 | $814 | 5.790% | $0 | 20 | −$7,066 | |
| 3 | $3,352 | 6.375% | $725 | 34 | −$4,528 | |
| 4 | $3,699 | 6.500% | $1,845 | 30 | −$4,181 | |
| 5 | $3,763 | 5.750% | $825 | 44 | −$4,117 | |
| 6 | $3,820 | 6.125% | $0 | 35 | −$4,060 | |
| 7 | $4,342 | 6.750% | $1,400 | 21 | −$3,538 | |
| 8 | $4,640 | 6.750% | $650 | 167 | −$3,240 | |
| 9 | $5,007 | 5.750% | $1,395 | 43 | −$2,873 | |
| 10 | $5,308 | 5.875% | $1,025 | 11 | −$2,572 | |
| 11 | $5,455 | 6.375% | $1,245 | 29 | −$2,425 | |
| 12 | $5,610 | 6.250% | $1,614 | 39 | −$2,270 | |
| 13 | $5,927 | 6.125% | $1,291 | 33 | −$1,953 | |
| 14 | $5,968 | 6.750% | $1,250 | 23 | −$1,912 | |
| 15 | $5,990 | 6.000% | $1,413 | 75 | −$1,890 | |
| 16 | $6,043 | 6.440% | $2,924 | 1,017 | −$1,837 | |
| 17 | $6,160 | 6.375% | $1,590 | 55 | −$1,720 | |
| 18 | $6,195 | 6.500% | $1,570 | 25 | −$1,685 | |
| 19 | $6,331 | 6.250% | $2,045 | 142 | −$1,549 | |
| 20 | $6,372 | 6.625% | $1,690 | 162 | −$1,508 | |
| 21 | $6,376 | 5.955% | $800 | 17 | −$1,504 | |
| 22 | $6,488 | 6.750% | $1,640 | 26 | −$1,392 | |
| 23 | $6,490 | 6.812% | $3,133 | 12 | −$1,390 | |
| 24 | $6,540 | 6.550% | $1,640 | 13 | −$1,340 | |
| 25 | $6,612 | 6.500% | $2,584 | 27 | −$1,268 |
Includes lenders with 10+ purchase originations in Queens County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.