Ridgewood Savings Bank closing costs and rates (2024)
In 2024, Ridgewood Savings Bank originated 166 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $11,183. That is $4,442 above the national median of $6,741. Ridgewood Savings Bank is most active in New York with 159 originations there.
Purchase Originations
166
Median Total Costs
$11,183
+65.9% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,534
Median Lender Credits
$9,750
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 166 | 6.375% | $11,183 | $3,534 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 159 | 6.375% | $11,048 | #96 |
| Connecticut | 7 | 6.250% | $12,156 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,043 | 6.438% | — | 26 | −$4,140 | |
| 2 | $9,633 | 6.188% | — | 26 | −$1,550 | |
| 3 | $10,100 | 6.250% | — | 26 | −$1,083 | |
| 4 | $11,032 | 6.500% | — | 24 | −$151 | |
| 5 | $12,156 | 6.250% | — | 7 | +$973 | |
| 6 | $12,292 | 5.875% | — | 1 | +$1,109 | |
| 7 | $12,830 | 6.125% | — | 10 | +$1,647 | |
| 8 | $13,801 | 6.438% | — | 12 | +$2,618 | |
| 9 | $14,852 | 6.500% | — | 2 | +$3,669 | |
| 10 | $16,104 | 6.250% | — | 31 | +$4,921 | |
| 11 | $17,603 | 6.625% | — | 1 | +$6,420 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.