UNMB HOME LOANS INC. closing costs and rates (2024)
In 2024, UNMB HOME LOANS INC. originated 751 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,717. That ranks #481 nationally by origination volume. For total closing costs among lenders with 500+ originations, UNMB HOME LOANS INC. ranks #486. That is $1,976 above the national median of $6,741. UNMB HOME LOANS INC. is most active in New York with 615 originations there.
Purchase Originations
751
Ranked #481 nationally
Median Total Costs
$8,717
+29.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,924
Median Lender Credits
$500
Cost Rank (500+ vol.)
#486
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 563 | 6.750% | $7,271 | $3,400 |
| fha | 174 | 6.625% | $19,037 | $6,003 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 615 | 6.750% | $8,444 | #35 |
| New Jersey | 51 | 6.625% | $9,165 | #146 |
| Connecticut | 30 | 6.625% | $15,910 | — |
| Florida | 16 | 6.750% | $9,136 | — |
| Tennessee | 14 | 6.625% | $11,236 | — |
| Pennsylvania | 9 | 6.375% | $8,229 | — |
| South Carolina | 4 | 6.562% | $5,934 | — |
| Texas | 4 | 6.125% | $10,107 | — |
| Georgia | 3 | 7.125% | $8,034 | — |
| North Carolina | 3 | 6.500% | $6,307 | — |
| Alabama | 1 | 6.000% | $10,407 | — |
| Illinois | 1 | 6.625% | $7,796 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,111 | 6.490% | — | 5 | −$2,606 | |
| 2 | $6,586 | 6.624% | — | 7 | −$2,131 | |
| 3 | $7,067 | 6.750% | — | 144 | −$1,650 | |
| 4 | $7,265 | 6.875% | — | 5 | −$1,452 | |
| 5 | $7,547 | 6.812% | — | 6 | −$1,170 | |
| 6 | $7,891 | 6.625% | — | 20 | −$826 | |
| 7 | $7,913 | 6.125% | — | 5 | −$804 | |
| 8 | $8,079 | 6.625% | — | 11 | −$638 | |
| 9 | $8,354 | 6.750% | — | 35 | −$363 | |
| 10 | $8,375 | 6.625% | — | 117 | −$342 | |
| 11 | $9,841 | 6.625% | — | 24 | +$1,124 | |
| 12 | $10,165 | 6.750% | — | 61 | +$1,448 | |
| 13 | $10,269 | 6.750% | — | 71 | +$1,552 | |
| 14 | $11,499 | 6.625% | — | 65 | +$2,782 | |
| 15 | $11,564 | 6.750% | — | 41 | +$2,847 | |
| 16 | $12,943 | 6.750% | — | 7 | +$4,226 | |
| 17 | $15,364 | 6.750% | — | 11 | +$6,647 | |
| 18 | $16,480 | 6.625% | — | 12 | +$7,763 | |
| 19 | $18,384 | 6.625% | — | 12 | +$9,667 | |
| 20 | $19,252 | 6.250% | — | 5 | +$10,535 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.