MID-ISLAND MORTGAGE CORP. closing costs and rates (2024)
In 2024, MID-ISLAND MORTGAGE CORP. originated 244 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,255. That is $1,486 below the national median of $6,741. MID-ISLAND MORTGAGE CORP. is most active in New York with 201 originations there.
Purchase Originations
244
Median Total Costs
$5,255
−22.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$150
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 201 | 6.625% | $4,664 | $900 |
| fha | 30 | 6.562% | $17,233 | $4,211 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 201 | 6.624% | $5,251 | #83 |
| Massachusetts | 19 | 6.990% | $3,300 | — |
| Pennsylvania | 6 | 6.625% | $8,408 | — |
| Virginia | 4 | 6.625% | $9,969 | — |
| New Jersey | 3 | 6.624% | $6,139 | — |
| South Carolina | 3 | 6.625% | $10,293 | — |
| Florida | 2 | 6.308% | $10,807 | — |
| Illinois | 2 | 6.624% | $5,305 | — |
| Connecticut | 1 | 7.250% | $22,556 | — |
| Delaware | 1 | 6.990% | $11,235 | — |
| Maryland | 1 | 7.125% | $11,852 | — |
| North Carolina | 1 | 6.990% | $7,685 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,698 | 7.270% | — | 2 | −$2,557 | |
| 2 | $2,704 | 6.933% | — | 2 | −$2,551 | |
| 3 | $2,732 | 7.500% | — | 3 | −$2,523 | |
| 4 | $2,862 | 6.500% | — | 3 | −$2,393 | |
| 5 | $3,117 | 6.500% | — | 5 | −$2,138 | |
| 6 | $3,579 | 6.688% | — | 6 | −$1,676 | |
| 7 | $3,656 | 6.999% | — | 2 | −$1,599 | |
| 8 | $4,187 | 7.062% | — | 2 | −$1,068 | |
| 9 | $4,334 | 6.990% | — | 5 | −$921 | |
| 10 | $4,566 | 6.875% | — | 11 | −$689 | |
| 11 | $5,012 | 6.375% | — | 75 | −$243 | |
| 12 | $5,178 | 6.370% | — | 2 | −$77 | |
| 13 | $5,345 | 6.750% | — | 15 | +$90 | |
| 14 | $5,452 | 6.688% | — | 2 | +$197 | |
| 15 | $5,534 | 6.625% | — | 55 | +$279 | |
| 16 | $6,202 | 6.625% | — | 3 | +$947 | |
| 17 | $8,462 | 6.688% | — | 8 | +$3,207 | |
| 18 | $8,704 | 6.438% | — | 4 | +$3,449 | |
| 19 | $11,195 | 7.000% | — | 5 | +$5,940 | |
| 20 | $16,846 | 7.125% | — | 2 | +$11,591 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.