Purchase Originations
136
Median Total Costs
$6,086
−8.9% vs national ($6,680)
↑ $257 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,250
Median Lender Credits
—
Denial Rate
5.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 128 | 6.625% | $6,001 | $1,250 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,257 | 5.990% | — | 1 | −$829 | |
| 2 | $5,511 | 6.625% | — | 2 | −$575 | |
| 3 | $5,525 | 6.500% | — | 1 | −$561 | |
| 4 | $5,708 | 6.490% | — | 1 | −$378 | |
| 5 | $5,968 | 6.750% | — | 23 | −$118 | |
| 6 | $6,012 | 6.500% | — | 41 | −$74 | |
| 7 | $6,257 | 6.625% | — | 62 | +$171 | |
| 8 | $6,314 | 7.250% | — | 1 | +$228 | |
| 9 | $7,371 | 6.625% | — | 2 | +$1,285 | |
| 10 | $11,679 | 6.375% | — | 2 | +$5,593 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Lynx Mortgage Bank LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $565,000 | $335,000 | +$230,000 (+68.7%) |
| Median total closing costs | $6,086 | $7,127 | −$1,041 (−14.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.