Lowest closing cost mortgage lenders in Sandoval County County, New Mexico
In Sandoval County, New Mexico, homebuyers paid a median of $8,307 in closing costs in 2024 — above the New Mexico median of $7,095. The county saw 2,224 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $337, which is $8,926 less than the county median.
Homebuyers in Sandoval County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $7,970 less in closing costs than the county median.
County Median Costs
$8,307
+17.1% vs New Mexico ($7,095)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,986
Purchase Originations
2,224
vs New Mexico Median
17.1% above
$1,212
vs National Median
23.2% above
$1,566
Lender rankings in Sandoval County County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $549 | 5.250% | $0 | 25 | −$4,927 | |
| 2 | $1,479 | 6.312% | $320 | 10 | −$3,997 | |
| 3 | $1,651 | 6.375% | $0 | 15 | −$3,825 | |
| 4 | $2,725 | 5.750% | $945 | 81 | −$2,751 | |
| 5 | $2,927 | 5.500% | $0 | 28 | −$2,549 | |
| 6 | $3,420 | 6.992% | $1,182 | 10 | −$2,056 | |
| 7 | $3,695 | 6.125% | $995 | 27 | −$1,781 | |
| 8 | $4,259 | 6.500% | $1,495 | 37 | −$1,217 | |
| 9 | $4,895 | 6.375% | $2,020 | 45 | −$581 | |
| 10 | $4,900 | 6.562% | $2,102 | 14 | −$576 | |
| 11 | $5,104 | 6.375% | $2,407 | 15 | −$372 | |
| 12 | $5,124 | 6.625% | $2,896 | 73 | −$352 | |
| 13 | $5,358 | 7.000% | $2,896 | 95 | −$118 | |
| 14 | $6,187 | 6.990% | $3,140 | 22 | +$711 | |
| 15 | $6,349 | 6.750% | $3,263 | 11 | +$873 | |
| 16 | $6,370 | 7.250% | $3,574 | 13 | +$894 | |
| 17 | $6,440 | 6.240% | $4,568 | 12 | +$964 | |
| 18 | $6,620 | 6.188% | $4,142 | 12 | +$1,144 | |
| 19 | $6,705 | 6.625% | $3,678 | 83 | +$1,229 | |
| 20 | $7,081 | 8.605% | $4,500 | 10 | +$1,605 | |
| 21 | $7,142 | 6.625% | $4,745 | 104 | +$1,666 | |
| 22 | $7,290 | 6.875% | $4,417 | 24 | +$1,814 | |
| 23 | $7,390 | 6.625% | $5,203 | 84 | +$1,914 | |
| 24 | $7,583 | 6.500% | $4,755 | 48 | +$2,107 | |
| 25 | $9,044 | 6.933% | $6,076 | 20 | +$3,568 | |
| 26 | $9,651 | 6.625% | $6,790 | 32 | +$4,175 |
Includes lenders with 10+ purchase originations in Sandoval County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.