NUSENDA closing costs and rates (2024)
In 2024, NUSENDA originated 322 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $4,118. That is $2,623 below the national median of $6,741. NUSENDA is most active in New Mexico with 320 originations there.
Purchase Originations
322
Median Total Costs
$4,118
−38.9% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$55
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 279 | 6.125% | $3,850 | $995 |
| fha | 31 | 6.375% | $8,804 | $1,394 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Mexico | 320 | 6.125% | $4,152 | #11 |
| Texas | 2 | 6.125% | $3,689 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,954 | 6.562% | — | 2 | −$2,164 | |
| 2 | $2,919 | 6.000% | — | 6 | −$1,199 | |
| 3 | $3,243 | 6.000% | — | 1 | −$875 | |
| 4 | $3,349 | 6.125% | — | 7 | −$769 | |
| 5 | $3,676 | 6.375% | — | 1 | −$442 | |
| 6 | $3,702 | 5.875% | — | 1 | −$416 | |
| 7 | $3,797 | 6.500% | — | 13 | −$321 | |
| 8 | $3,924 | 6.000% | — | 1 | −$194 | |
| 9 | $4,093 | 6.250% | — | 188 | −$25 | |
| 10 | $4,102 | 6.375% | — | 1 | −$16 | |
| 11 | $4,277 | 5.750% | — | 13 | +$159 | |
| 12 | $4,288 | 6.125% | — | 31 | +$170 | |
| 13 | $4,398 | 5.375% | — | 1 | +$280 | |
| 14 | $4,704 | 6.250% | — | 50 | +$586 | |
| 15 | $4,770 | 6.250% | — | 2 | +$652 | |
| 16 | $4,861 | 6.875% | — | 1 | +$743 | |
| 17 | $4,995 | 6.250% | — | 1 | +$877 | |
| 18 | $5,089 | 6.000% | — | 2 | +$971 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.