HOMETRUST MORTGAGE COMPANY closing costs and rates (2024)
In 2024, HOMETRUST MORTGAGE COMPANY originated 551 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,353. That ranks #600 nationally by origination volume. For total closing costs among lenders with 500+ originations, HOMETRUST MORTGAGE COMPANY ranks #464. That is $1,612 above the national median of $6,741. HOMETRUST MORTGAGE COMPANY is most active in Texas with 391 originations there.
Purchase Originations
551
Ranked #600 nationally
Median Total Costs
$8,353
+23.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,412
Median Lender Credits
$588
Cost Rank (500+ vol.)
#464
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 364 | 6.875% | $7,220 | $3,502 |
| fha | 144 | 6.500% | $10,888 | $3,337 |
| va | 42 | 6.500% | $10,072 | $2,764 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 391 | 6.750% | $8,413 | #144 |
| New Mexico | 153 | 6.625% | $8,246 | #24 |
| Alabama | 3 | 6.625% | $3,442 | — |
| Florida | 3 | 6.750% | $9,554 | — |
| Colorado | 1 | 7.250% | $4,073 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,442 | 6.625% | — | 3 | −$4,911 | |
| 2 | $5,743 | 7.000% | — | 3 | −$2,610 | |
| 3 | $6,814 | 6.875% | — | 19 | −$1,539 | |
| 4 | $7,064 | 6.625% | — | 99 | −$1,289 | |
| 5 | $7,486 | 6.625% | — | 40 | −$867 | |
| 6 | $7,558 | 6.625% | — | 30 | −$795 | |
| 7 | $7,693 | 6.625% | — | 9 | −$660 | |
| 8 | $8,120 | 6.875% | — | 30 | −$233 | |
| 9 | $8,324 | 7.000% | — | 14 | −$29 | |
| 10 | $8,413 | 6.625% | — | 3 | +$60 | |
| 11 | $8,546 | 6.500% | — | 41 | +$193 | |
| 12 | $8,684 | 6.625% | — | 43 | +$331 | |
| 13 | $8,889 | 6.625% | — | 117 | +$536 | |
| 14 | $8,954 | 6.625% | — | 5 | +$601 | |
| 15 | $9,195 | 6.500% | — | 8 | +$842 | |
| 16 | $9,554 | 6.750% | — | 3 | +$1,201 | |
| 17 | $10,271 | 6.625% | — | 7 | +$1,918 | |
| 18 | $10,630 | 6.125% | — | 5 | +$2,277 | |
| 19 | $13,001 | 6.188% | — | 6 | +$4,648 | |
| 20 | $13,219 | 6.000% | — | 8 | +$4,866 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.