BUILDERS CHOICE MORTGAGE LLC closing costs and rates (2024)
In 2024, BUILDERS CHOICE MORTGAGE LLC originated 252 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $10,076. That is $3,335 above the national median of $6,741. BUILDERS CHOICE MORTGAGE LLC is most active in Florida with 199 originations there.
Purchase Originations
252
Median Total Costs
$10,076
+49.5% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$4,424
Median Lender Credits
$63
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 183 | 6.990% | $8,758 | $4,320 |
| fha | 56 | 6.750% | $14,177 | $4,266 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 199 | 6.875% | $10,056 | #168 |
| Texas | 19 | 6.750% | $10,928 | — |
| New Jersey | 13 | 6.990% | $8,428 | — |
| North Carolina | 9 | 6.625% | $7,317 | — |
| Pennsylvania | 3 | 6.990% | $11,434 | — |
| Arkansas | 2 | 7.125% | $8,734 | — |
| Colorado | 2 | 6.745% | $13,388 | — |
| Georgia | 2 | 6.250% | $19,750 | — |
| South Carolina | 2 | 7.058% | $7,872 | — |
| Tennessee | 1 | 6.500% | $23,160 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,059 | 6.562% | — | 2 | −$6,017 | |
| 2 | $6,402 | 6.750% | — | 2 | −$3,674 | |
| 3 | $7,551 | 7.245% | — | 2 | −$2,525 | |
| 4 | $8,137 | 6.688% | — | 2 | −$1,939 | |
| 5 | $8,473 | 6.875% | — | 2 | −$1,603 | |
| 6 | $9,464 | 6.990% | — | 42 | −$612 | |
| 7 | $9,783 | 6.808% | — | 2 | −$293 | |
| 8 | $9,852 | 6.875% | — | 93 | −$224 | |
| 9 | $9,900 | 7.500% | — | 2 | −$176 | |
| 10 | $9,953 | 6.750% | — | 10 | −$123 | |
| 11 | $9,985 | 6.625% | — | 9 | −$91 | |
| 12 | $10,097 | 6.875% | — | 3 | +$21 | |
| 13 | $10,430 | 6.990% | — | 7 | +$354 | |
| 14 | $11,136 | 6.875% | — | 19 | +$1,060 | |
| 15 | $11,166 | 7.250% | — | 2 | +$1,090 | |
| 16 | $11,916 | 6.750% | — | 5 | +$1,840 | |
| 17 | $13,142 | 6.990% | — | 3 | +$3,066 | |
| 18 | $13,369 | 6.750% | — | 7 | +$3,293 | |
| 19 | $13,391 | 5.933% | — | 4 | +$3,315 | |
| 20 | $14,947 | 7.058% | — | 2 | +$4,871 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.