Homebuyers in Merrimack County County who chose BELLWETHER COMMUNITY CREDIT UNION paid $4,577 less in closing costs than the county median.
County Median Costs
$4,577
−2.2% vs New Hampshire ($4,681)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,684
Purchase Originations
1,455
Denial Rate
5.8%
vs New Hampshire avg (6.6%)
vs New Hampshire Median
2.2% below
$-104
vs National Median
31.5% below
$-2,103
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.365% | $0 | 14 | −$4,361 | |
| 2 | $3,260 | 6.875% | $975 | 17 | −$1,101 | |
| 3 | $3,386 | 6.125% | $796 | 13 | −$975 | |
| 4 | $3,480 | 6.375% | $795 | 13 | −$881 | |
| 5 | $3,782 | 6.500% | $1,135 | 10 | −$579 | |
| 6 | $3,888 | 7.000% | $1,004 | 61 | −$473 | |
| 7 | $4,084 | 6.625% | $902 | 46 | −$277 | |
| 8 | $4,128 | 6.875% | $1,690 | 18 | −$232 | |
| 9 | $4,154 | 6.500% | $1,790 | 11 | −$207 | |
| 10 | $4,183 | 6.625% | $695 | 11 | −$178 | |
| 11 | $4,229 | 6.625% | $1,670 | 222 | −$132 | |
| 12 | $4,290 | 6.990% | $1,650 | 13 | −$71 | |
| 13 | $4,366 | 6.750% | $1,640 | 11 | +$5 | |
| 14 | $4,377 | 6.625% | $1,545 | 18 | +$16 | |
| 15 | $4,491 | 6.500% | $1,845 | 18 | +$130 | |
| 16 | $4,494 | 6.625% | $1,300 | 13 | +$133 | |
| 17 | $4,555 | 6.500% | $1,995 | 25 | +$194 | |
| 18 | $4,634 | 6.625% | $1,751 | 24 | +$273 | |
| 19 | $4,638 | 6.875% | $1,655 | 69 | +$277 | |
| 20 | $4,660 | 6.500% | $1,978 | 40 | +$300 | |
| 21 | $4,709 | 6.875% | $1,750 | 54 | +$348 | |
| 22 | $4,987 | 6.990% | $1,845 | 15 | +$626 | |
| 23 | $5,034 | 6.990% | $1,690 | 11 | +$673 | |
| 24 | $5,163 | 6.562% | $2,828 | 10 | +$802 | |
| 25 | $5,220 | 6.625% | $2,595 | 113 | +$859 |
Includes lenders with 10+ purchase originations in Merrimack County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Hampshire → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.