Merrimack County Savings Bank closing costs and rates (2024)
In 2024, Merrimack County Savings Bank originated 134 purchase mortgages at a median interest rate of 7.93% and median total closing costs of $4,213. That is $2,528 below the national median of $6,741. Merrimack County Savings Bank is most active in New Hampshire with 131 originations there.
Purchase Originations
134
Median Total Costs
$4,213
−37.5% vs national ($6,741)
Median Rate
7.933%
+19.8% vs national (6.620%)
Median Origination
$1,536
Median Lender Credits
$204
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 134 | 7.933% | $4,213 | $1,536 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Hampshire | 131 | 7.990% | $4,205 | #19 |
| Maine | 2 | 7.812% | $4,847 | — |
| Massachusetts | 1 | 6.625% | $3,770 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,171 | 7.125% | — | 2 | −$1,042 | |
| 2 | $3,330 | 9.370% | — | 10 | −$883 | |
| 3 | $3,715 | 7.558% | — | 12 | −$498 | |
| 4 | $3,770 | 6.625% | — | 1 | −$443 | |
| 5 | $4,357 | 8.500% | — | 1 | +$144 | |
| 6 | $4,390 | 7.990% | — | 71 | +$177 | |
| 7 | $4,579 | 7.620% | — | 6 | +$366 | |
| 8 | $4,880 | 6.688% | — | 6 | +$667 | |
| 9 | $5,146 | 6.750% | — | 1 | +$933 | |
| 10 | $5,337 | 7.125% | — | 1 | +$1,124 | |
| 11 | $6,537 | 6.625% | — | 1 | +$2,324 | |
| 12 | $6,840 | 8.000% | — | 19 | +$2,627 | |
| 13 | $11,694 | 8.250% | — | 3 | +$7,481 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.