Purchase Originations
216
Median Total Costs
$3,641
−45.5% vs national ($6,680)
↑ $80 vs prior year
Median Rate
7.000%
+7.9% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$975
Median Lender Credits
$481
Denial Rate
6.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 216 | 7.000% | $3,641 | $975 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Hampshire | 207 | 7.000% | $3,612 | #13 |
| Maine | 8 | 7.062% | $4,063 | — |
| Massachusetts | 1 | 7.375% | $3,724 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,112 | 7.500% | — | 28 | −$529 | |
| 2 | $3,248 | 6.625% | — | 1 | −$393 | |
| 3 | $3,260 | 6.875% | — | 17 | −$381 | |
| 4 | $3,382 | 7.375% | — | 7 | −$259 | |
| 5 | $3,462 | 7.375% | — | 25 | −$179 | |
| 6 | $3,475 | 6.500% | — | 1 | −$166 | |
| 7 | $3,642 | 6.875% | — | 41 | +$1 | |
| 8 | $3,724 | 7.375% | — | 1 | +$83 | |
| 9 | $3,762 | 7.125% | — | 1 | +$121 | |
| 10 | $3,791 | 7.000% | — | 51 | +$150 | |
| 11 | $3,861 | 7.562% | — | 4 | +$220 | |
| 12 | $3,976 | 6.750% | — | 35 | +$335 | |
| 13 | $9,654 | 6.375% | — | 3 | +$6,013 | |
| 14 | $10,126 | 6.500% | — | 1 | +$6,485 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Meredith Village Savings Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $300,000 | $335,000 | −$35,000 (−10.4%) |
| Median total closing costs | $3,641 | $7,127 | −$3,486 (−48.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.