ST. MARY'S BANK closing costs and rates (2024)
In 2024, ST. MARY'S BANK originated 212 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,960. That is $2,781 below the national median of $6,741. ST. MARY'S BANK is most active in New Hampshire with 205 originations there.
Purchase Originations
212
Median Total Costs
$3,960
−41.3% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$895
Median Lender Credits
$42
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 212 | 6.875% | $3,960 | $895 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Hampshire | 205 | 6.875% | $3,969 | #12 |
| Massachusetts | 5 | 7.000% | $4,141 | — |
| Maine | 2 | 7.438% | $3,115 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,895 | 7.250% | — | 1 | −$1,065 | |
| 2 | $3,336 | 7.625% | — | 1 | −$624 | |
| 3 | $3,340 | 6.938% | — | 6 | −$620 | |
| 4 | $3,355 | 6.875% | — | 3 | −$605 | |
| 5 | $3,581 | 7.000% | — | 1 | −$379 | |
| 6 | $3,802 | 6.625% | — | 1 | −$158 | |
| 7 | $3,826 | 7.125% | — | 9 | −$134 | |
| 8 | $3,942 | 6.750% | — | 51 | −$18 | |
| 9 | $3,943 | 6.875% | — | 89 | −$17 | |
| 10 | $4,053 | 6.000% | — | 3 | +$93 | |
| 11 | $4,309 | 6.625% | — | 32 | +$349 | |
| 12 | $4,629 | 7.125% | — | 3 | +$669 | |
| 13 | $7,609 | 7.375% | — | 3 | +$3,649 | |
| 14 | $7,847 | 7.250% | — | 1 | +$3,887 | |
| 15 | $7,954 | 7.062% | — | 8 | +$3,994 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.