HARBORONE MORTGAGE, LLC closing costs and rates (2024)
In 2024, HARBORONE MORTGAGE, LLC originated 1,218 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,038. That ranks #316 nationally by origination volume. For total closing costs among lenders with 500+ originations, HARBORONE MORTGAGE, LLC ranks #200. That is $1,703 below the national median of $6,741. HARBORONE MORTGAGE, LLC is most active in Massachusetts with 591 originations there.
Purchase Originations
1,218
Ranked #316 nationally
Median Total Costs
$5,038
−25.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,395
Median Lender Credits
$100
Cost Rank (500+ vol.)
#200
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,059 | 6.750% | $4,865 | $1,395 |
| fha | 118 | 6.625% | $11,851 | $1,502 |
| va | 39 | 6.500% | $3,940 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 591 | 6.625% | $5,126 | #13 |
| New Hampshire | 277 | 6.750% | $4,492 | #9 |
| Maine | 169 | 6.625% | $4,527 | #17 |
| Rhode Island | 83 | 6.750% | $5,407 | #29 |
| New Jersey | 50 | 6.750% | $6,162 | #148 |
| Florida | 19 | 6.625% | $6,415 | — |
| Connecticut | 12 | 6.500% | $6,546 | — |
| North Carolina | 6 | 6.750% | $3,545 | — |
| Pennsylvania | 4 | 7.062% | $5,287 | — |
| Vermont | 4 | 6.750% | $4,766 | — |
| South Carolina | 3 | 6.500% | $4,103 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,208 | 6.688% | — | 30 | −$830 | |
| 2 | $4,367 | 6.625% | — | 90 | −$671 | |
| 3 | $4,383 | 6.750% | — | 34 | −$655 | |
| 4 | $4,510 | 6.625% | — | 35 | −$528 | |
| 5 | $4,511 | 6.625% | — | 21 | −$527 | |
| 6 | $4,595 | 6.750% | — | 67 | −$443 | |
| 7 | $4,697 | 6.375% | — | 53 | −$341 | |
| 8 | $4,802 | 6.625% | — | 41 | −$236 | |
| 9 | $4,836 | 6.875% | — | 32 | −$202 | |
| 10 | $4,953 | 6.625% | — | 67 | −$85 | |
| 11 | $4,997 | 6.625% | — | 100 | −$41 | |
| 12 | $5,046 | 6.625% | — | 58 | +$8 | |
| 13 | $5,113 | 6.438% | — | 24 | +$75 | |
| 14 | $5,126 | 6.375% | — | 33 | +$88 | |
| 15 | $5,144 | 6.875% | — | 97 | +$106 | |
| 16 | $5,284 | 6.750% | — | 35 | +$246 | |
| 17 | $5,341 | 6.625% | — | 43 | +$303 | |
| 18 | $5,345 | 6.875% | — | 26 | +$307 | |
| 19 | $5,574 | 6.750% | — | 48 | +$536 | |
| 20 | $5,781 | 6.625% | — | 69 | +$743 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.