Lowest closing cost mortgage lenders in Union County County, North Carolina
In Union County, North Carolina, homebuyers paid a median of $6,012 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 3,062 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $350, which is $4,880 less than the county median.
Homebuyers in Union County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,662 less in closing costs than the county median.
County Median Costs
$6,012
+5.1% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,309
Purchase Originations
3,062
vs North Carolina Median
5.1% above
$292
vs National Median
10.8% below
$-729
Lender rankings in Union County County
55 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.875% | $0 | 27 | −$4,880 | |
| 2 | $2,443 | 6.625% | $126 | 35 | −$2,787 | |
| 3 | $2,482 | 6.000% | $101 | 62 | −$2,748 | |
| 4 | $3,609 | 6.375% | $250 | 12 | −$1,621 | |
| 5 | $3,698 | 6.250% | $942 | 56 | −$1,532 | |
| 6 | $3,889 | 6.562% | $1,382 | 40 | −$1,341 | |
| 7 | $4,065 | 6.500% | $995 | 32 | −$1,165 | |
| 8 | $4,156 | 6.500% | $1,125 | 27 | −$1,074 | |
| 9 | $4,162 | 6.857% | $1,495 | 12 | −$1,068 | |
| 10 | $4,256 | 6.600% | $1,158 | 64 | −$974 | |
| 11 | $4,389 | 6.125% | $0 | 12 | −$841 | |
| 12 | $4,421 | 6.875% | $1,894 | 11 | −$809 | |
| 13 | $4,515 | 6.875% | $1,476 | 14 | −$715 | |
| 14 | $4,516 | 6.625% | $1,395 | 88 | −$714 | |
| 15 | $4,536 | 6.300% | $1,467 | 12 | −$694 | |
| 16 | $4,570 | 6.375% | $1,814 | 12 | −$660 | |
| 17 | $4,599 | 6.537% | $1,686 | 14 | −$631 | |
| 18 | $4,673 | 6.625% | $1,495 | 18 | −$557 | |
| 19 | $4,736 | 6.562% | $2,034 | 10 | −$494 | |
| 20 | $4,801 | 6.250% | $1,547 | 46 | −$429 | |
| 21 | $4,835 | 6.990% | $1,958 | 13 | −$395 | |
| 22 | $4,901 | 6.525% | $2,500 | 73 | −$329 | |
| 23 | $4,917 | 7.750% | $2,080 | 10 | −$313 | |
| 24 | $4,969 | 6.375% | $2,239 | 58 | −$261 | |
| 25 | $4,976 | 6.188% | $1,295 | 34 | −$254 | |
| 26 | $4,978 | 6.875% | $1,595 | 182 | −$252 | |
| 27 | $4,992 | 6.500% | $960 | 24 | −$238 | |
| 28 | $5,091 | 6.625% | $1,640 | 11 | −$139 | |
| 29 | $5,176 | 6.990% | $2,428 | 13 | −$54 | |
| 30 | $5,230 | 6.625% | $3,290 | 133 | +$0 | |
| 31 | $5,448 | 6.625% | $2,064 | 12 | +$218 | |
| 32 | $5,491 | 6.625% | $3,331 | 18 | +$261 | |
| 33 | $5,575 | 6.875% | $3,239 | 17 | +$345 | |
| 34 | $5,650 | 7.125% | $1,695 | 12 | +$420 | |
| 35 | $6,076 | 6.750% | $2,938 | 53 | +$846 | |
| 36 | $6,280 | 6.750% | $1,300 | 13 | +$1,050 | |
| 37 | $6,421 | 6.875% | $3,881 | 18 | +$1,191 | |
| 38 | $6,443 | 6.750% | $3,711 | 13 | +$1,213 | |
| 39 | $6,662 | 6.500% | $3,707 | 19 | +$1,432 | |
| 40 | $6,737 | 6.875% | $3,920 | 73 | +$1,507 | |
| 41 | $6,771 | 5.990% | $2,979 | 28 | +$1,541 | |
| 42 | $6,923 | 6.625% | $4,015 | 183 | +$1,693 | |
| 43 | $6,955 | 6.625% | $4,148 | 12 | +$1,725 | |
| 44 | $7,006 | 6.750% | $4,369 | 24 | +$1,776 | |
| 45 | $7,219 | 6.875% | $4,435 | 92 | +$1,989 | |
| 46 | $7,380 | 6.875% | $4,634 | 33 | +$2,150 | |
| 47 | $7,748 | 6.500% | $3,420 | 21 | +$2,518 | |
| 48 | $8,250 | 6.875% | $4,913 | 31 | +$3,020 | |
| 49 | $8,543 | 6.500% | $6,471 | 29 | +$3,313 | |
| 50 | $9,144 | 7.562% | $6,115 | 10 | +$3,914 | |
| 51 | $10,034 | 6.688% | $6,433 | 16 | +$4,804 | |
| 52 | $10,038 | 7.188% | $5,684 | 12 | +$4,808 | |
| 53 | $10,313 | 6.990% | $7,120 | 11 | +$5,083 |
Includes lenders with 10+ purchase originations in Union County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.