What are the average closing costs in Washington County County?

In Washington County County, the median total loan costs on purchase mortgages were $5,904 in 2024, based on 3,363 originations.

Which lender has the lowest closing costs in Washington County County?

Among lenders with 10+ originations in Washington County County, DHI MORTGAGE COMPANY, LTD. had the lowest median total closing costs at $0 in 2024.

How do closing costs in Washington County County compare to Minnesota?

Washington County County closing costs (median $5,904) are 3.2% above the Minnesota state median of $5,722.

Lowest closing cost mortgage lenders in Washington County County, Minnesota

In Washington County, Minnesota, homebuyers paid a median of $5,904 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 3,363 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $0, which is $5,404 less than the county median.

Homebuyers in Washington County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,904 less in closing costs than the county median.

County Median Costs

$5,904

+3.2% vs Minnesota ($5,722)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,700

Purchase Originations

3,363

vs Minnesota Median

3.2% above

$182

vs National Median

12.4% below

$-837

Lender rankings in Washington County County

52 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	DHI MORTGAGE COMPANY, LTD.	$0	5.500%	$0	92	−$5,404
2	PULTE MORTGAGE LLC	$2,583	5.990%	$583	99	−$2,821
3	Associated Bank, National Association	$3,675	6.375%	$850	24	−$1,729
4	GUILD MORTGAGE COMPANY LLC	$3,708	6.990%	$836	30	−$1,696
5	Wings Financial Credit Union	$3,801	6.500%	$1,200	31	−$1,603
6	NexBank	$3,869	6.990%	$1,661	11	−$1,535
7	U.S. Bank National Association	$3,940	6.750%	$1,160	65	−$1,464
8	SWBC MORTGAGE CORPORATION	$4,091	6.625%	$1,685	26	−$1,313
9	PROVIDENT FUNDING ASSOCIATES, L.P.	$4,094	6.500%	$1,125	15	−$1,310
10	TRUSTONE FINANCIAL CREDIT UNION	$4,114	6.625%	$1,461	35	−$1,290
11	Wells Fargo Bank, National Association	$4,116	6.625%	$1,985	51	−$1,288
12	Alerus Financial, National Association	$4,268	7.000%	$1,477	47	−$1,136
13	BLAZE CREDIT UNION	$4,456	6.500%	$1,695	33	−$948
14	LENNAR MORTGAGE, LLC	$4,456	5.990%	$1,625	233	−$948
15	MOVEMENT MORTGAGE, LLC	$4,607	6.990%	$1,595	35	−$797
16	GUARANTEED RATE AFFINITY, LLC	$4,663	6.990%	$1,640	33	−$741
17	Servion, Inc.	$4,766	6.625%	$2,685	10	−$638
18	PLAZA HOME MORTGAGE, INC.	$4,773	6.625%	$2,352	10	−$631
19	Bell Bank	$4,940	6.688%	$2,319	272	−$464
20	Flagstar Bank, National Association	$5,107	6.625%	$2,200	11	−$297
21	NEWREZ LLC	$5,183	6.625%	$2,032	29	−$221
22	AMERICAN PACIFIC MORTGAGE CORPORATION	$5,214	6.875%	$2,691	14	−$190
23	JPMorgan Chase Bank, National Association	$5,364	6.625%	$1,908	14	−$40
24	IDEAL	$5,454	6.000%	$2,771	22	+$50
25	BAY EQUITY LLC	$5,548	6.750%	$3,587	26	+$144
26	Granite Bank	$5,602	6.625%	$3,160	15	+$198
27	Prosperity Home Mortgage, LLC	$5,636	6.625%	$2,774	72	+$232
28	MASON MCDUFFIE MORTGAGE CORPORATION	$5,869	6.750%	$3,220	11	+$465
29	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$6,002	6.875%	$3,488	88	+$598
30	The Huntington National Bank	$6,051	6.312%	$1,942	40	+$647
31	ROCKET MORTGAGE, LLC	$6,159	6.625%	$3,756	72	+$755
32	GUARANTEED RATE, INC.	$6,259	6.550%	$3,840	35	+$855
33	Old National Bank	$6,306	6.625%	$1,100	23	+$902
34	NEW AMERICAN FUNDING, LLC	$6,393	6.990%	$3,666	57	+$989
35	AFFINITY PLUS	$6,497	6.500%	$3,879	12	+$1,093
36	Tradition Mortgage, LLC	$6,512	6.750%	$3,659	66	+$1,108
37	Royal Credit Union	$6,650	6.875%	$3,656	109	+$1,246
38	Plains Commerce Bank	$6,700	7.125%	$3,978	10	+$1,296
39	CMG MORTGAGE, INC.	$6,704	6.875%	$4,134	40	+$1,300
40	Summit Mortgage Corporation	$6,795	6.625%	$4,255	17	+$1,391
41	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	$6,824	6.990%	$4,019	18	+$1,420
42	Luminate Home Loans, Inc.	$6,973	6.625%	$4,715	44	+$1,569
43	CROSSCOUNTRY MORTGAGE, LLC	$7,094	6.875%	$4,326	135	+$1,690
44	Bremer Bank, National Association	$7,147	6.875%	$4,359	15	+$1,743
45	LOANDEPOT.COM, LLC	$7,206	6.625%	$4,503	19	+$1,802
46	PENNYMAC LOAN SERVICES, LLC	$7,464	6.624%	$4,369	39	+$2,060
47	UNITED WHOLESALE MORTGAGE, LLC	$8,030	6.625%	$5,053	176	+$2,626
48	EVERETT FINANCIAL, INC.	$8,110	7.125%	$5,050	37	+$2,706
49	M/I FINANCIAL, LLC	$8,199	6.250%	$6,184	52	+$2,795
50	WATERSTONE MORTGAGE CORPORATION	$8,485	6.625%	$5,237	17	+$3,081
51	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	$8,981	6.625%	$6,351	11	+$3,577

Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.