BLAZE CREDIT UNION closing costs and rates (2024)
In 2024, BLAZE CREDIT UNION originated 331 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,304. That is $2,437 below the national median of $6,741. BLAZE CREDIT UNION is most active in Minnesota with 309 originations there.
Purchase Originations
331
Median Total Costs
$4,304
−36.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,695
Median Lender Credits
$174
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 331 | 6.375% | $4,304 | $1,695 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Minnesota | 309 | 6.375% | $4,315 | #48 |
| Wisconsin | 5 | 6.625% | $3,359 | — |
| Illinois | 4 | 6.562% | $4,332 | — |
| Florida | 3 | 6.375% | $4,430 | — |
| Arizona | 2 | 6.375% | $4,615 | — |
| South Carolina | 2 | 6.250% | $4,263 | — |
| Arkansas | 1 | 6.125% | $4,404 | — |
| Colorado | 1 | 6.375% | $3,181 | — |
| Iowa | 1 | 7.000% | $2,773 | — |
| North Dakota | 1 | 5.750% | $2,944 | — |
| Nebraska | 1 | 5.875% | $4,474 | — |
| Vermont | 1 | 7.500% | $2,090 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,166 | 6.562% | — | 2 | −$1,138 | |
| 2 | $3,835 | 6.375% | — | 2 | −$469 | |
| 3 | $3,917 | 6.625% | — | 6 | −$387 | |
| 4 | $3,975 | 6.375% | — | 8 | −$329 | |
| 5 | $4,047 | 6.062% | — | 2 | −$257 | |
| 6 | $4,048 | 6.188% | — | 6 | −$256 | |
| 7 | $4,088 | 6.750% | — | 2 | −$216 | |
| 8 | $4,104 | 5.875% | — | 7 | −$200 | |
| 9 | $4,141 | 6.125% | — | 4 | −$163 | |
| 10 | $4,204 | 6.375% | — | 69 | −$100 | |
| 11 | $4,269 | 7.000% | — | 7 | −$35 | |
| 12 | $4,285 | 6.250% | — | 29 | −$19 | |
| 13 | $4,332 | 6.438% | — | 2 | +$28 | |
| 14 | $4,350 | 6.375% | — | 3 | +$46 | |
| 15 | $4,398 | 6.500% | — | 39 | +$94 | |
| 16 | $4,403 | 6.625% | — | 9 | +$99 | |
| 17 | $4,430 | 6.500% | — | 11 | +$126 | |
| 18 | $4,434 | 6.375% | — | 49 | +$130 | |
| 19 | $4,456 | 6.500% | — | 33 | +$152 | |
| 20 | $4,517 | 6.125% | — | 5 | +$213 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.