Lowest closing cost mortgage lenders in Hennepin County County, Minnesota
In Hennepin County, Minnesota, homebuyers paid a median of $5,773 in closing costs in 2024 — near the Minnesota median of $5,722. The county saw 11,915 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $0, which is $5,408 less than the county median.
Homebuyers in Hennepin County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,773 less in closing costs than the county median.
County Median Costs
$5,773
+0.9% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,695
Purchase Originations
11,915
vs Minnesota Median
0.9% above
$51
vs National Median
14.4% below
$-968
Lender rankings in Hennepin County County
104 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.500% | $0 | 92 | −$5,408 | |
| 2 | $1,048 | 6.500% | $0 | 116 | −$4,360 | |
| 3 | $2,570 | 6.250% | $836 | 73 | −$2,838 | |
| 4 | $2,798 | 6.125% | $1,595 | 11 | −$2,610 | |
| 5 | $2,838 | 6.500% | $0 | 18 | −$2,570 | |
| 6 | $3,166 | 6.188% | $495 | 10 | −$2,242 | |
| 7 | $3,224 | 6.500% | $250 | 21 | −$2,184 | |
| 8 | $3,483 | 6.500% | $498 | 12 | −$1,925 | |
| 9 | $3,645 | 6.875% | $1,290 | 241 | −$1,763 | |
| 10 | $3,681 | 6.500% | $691 | 34 | −$1,727 | |
| 11 | $3,707 | 6.200% | $815 | 43 | −$1,701 | |
| 12 | $3,739 | 6.375% | $850 | 59 | −$1,669 | |
| 13 | $3,752 | 6.625% | $1,206 | 277 | −$1,656 | |
| 14 | $3,799 | 6.375% | $1,200 | 180 | −$1,609 | |
| 15 | $3,812 | 6.625% | $1,260 | 117 | −$1,596 | |
| 16 | $3,863 | 6.500% | $1,125 | 42 | −$1,545 | |
| 17 | $3,919 | 6.625% | $1,050 | 63 | −$1,489 | |
| 18 | $3,922 | 6.990% | $995 | 10 | −$1,486 | |
| 19 | $4,072 | 6.375% | $917 | 96 | −$1,336 | |
| 20 | $4,100 | 6.500% | $1,120 | 11 | −$1,308 | |
| 21 | $4,103 | 5.975% | $439 | 10 | −$1,305 | |
| 22 | $4,244 | 6.500% | $1,752 | 203 | −$1,164 | |
| 23 | $4,274 | 6.775% | $2,282 | 11 | −$1,134 | |
| 24 | $4,323 | 6.750% | $2,092 | 11 | −$1,085 | |
| 25 | $4,343 | 6.625% | $1,712 | 27 | −$1,065 | |
| 26 | $4,370 | 6.500% | $1,495 | 117 | −$1,038 | |
| 27 | $4,374 | 6.625% | $1,270 | 307 | −$1,034 | |
| 28 | $4,384 | 6.750% | $1,142 | 204 | −$1,024 | |
| 29 | $4,424 | 6.125% | $2,312 | 15 | −$984 | |
| 30 | $4,434 | 6.375% | $1,695 | 49 | −$974 | |
| 31 | $4,502 | 6.625% | $995 | 15 | −$906 | |
| 32 | $4,556 | 5.933% | $1,625 | 220 | −$852 | |
| 33 | $4,616 | 6.125% | $995 | 11 | −$792 | |
| 34 | $4,681 | 7.000% | $1,250 | 29 | −$727 | |
| 35 | $4,835 | 6.625% | $1,495 | 12 | −$573 | |
| 36 | $4,854 | 6.500% | $1,723 | 52 | −$554 | |
| 37 | $4,859 | 7.125% | $2,215 | 17 | −$549 | |
| 38 | $4,885 | 6.990% | $1,868 | 171 | −$523 | |
| 39 | $4,890 | 6.786% | $2,360 | 66 | −$518 | |
| 40 | $4,980 | 6.490% | $1,495 | 15 | −$428 | |
| 41 | $5,004 | 6.875% | $2,203 | 70 | −$404 | |
| 42 | $5,083 | 6.375% | $2,683 | 15 | −$325 | |
| 43 | $5,093 | 6.750% | $2,315 | 178 | −$315 | |
| 44 | $5,194 | 6.938% | $3,623 | 16 | −$214 | |
| 45 | $5,195 | 6.625% | $2,825 | 15 | −$213 | |
| 46 | $5,228 | 6.600% | $2,280 | 87 | −$180 | |
| 47 | $5,235 | 6.375% | $1,800 | 17 | −$173 | |
| 48 | $5,260 | 6.500% | $3,313 | 30 | −$148 | |
| 49 | $5,278 | 7.000% | $2,667 | 10 | −$130 | |
| 50 | $5,345 | 6.625% | $2,554 | 1,018 | −$63 | |
| 51 | $5,367 | 6.625% | $1,495 | 57 | −$41 | |
| 52 | $5,394 | 6.625% | $2,452 | 343 | −$14 | |
| 53 | $5,443 | 6.750% | $2,247 | 12 | +$35 | |
| 54 | $5,488 | 6.125% | $2,650 | 35 | +$80 | |
| 55 | $5,546 | 6.625% | $1,845 | 206 | +$138 | |
| 56 | $5,559 | 6.500% | $2,862 | 11 | +$151 | |
| 57 | $5,566 | 6.875% | $2,640 | 77 | +$158 | |
| 58 | $5,589 | 6.625% | $3,180 | 87 | +$181 | |
| 59 | $5,605 | 6.500% | $2,980 | 59 | +$197 | |
| 60 | $5,634 | 6.990% | $3,099 | 354 | +$226 | |
| 61 | $5,654 | 6.625% | $2,798 | 27 | +$246 | |
| 62 | $5,669 | 6.990% | $2,943 | 80 | +$261 | |
| 63 | $5,715 | 6.062% | $2,966 | 12 | +$307 | |
| 64 | $5,800 | 6.875% | $2,880 | 44 | +$392 | |
| 65 | $5,852 | 6.624% | $3,275 | 204 | +$444 | |
| 66 | $5,894 | 6.625% | $3,727 | 404 | +$486 | |
| 67 | $5,910 | 6.875% | $3,361 | 79 | +$502 | |
| 68 | $5,969 | 6.625% | $3,159 | 106 | +$561 | |
| 69 | $6,003 | 6.875% | $3,300 | 59 | +$595 | |
| 70 | $6,039 | 6.500% | $3,700 | 17 | +$631 | |
| 71 | $6,041 | 6.770% | $2,875 | 34 | +$633 | |
| 72 | $6,115 | 6.875% | $3,490 | 40 | +$707 | |
| 73 | $6,130 | 6.500% | $3,305 | 11 | +$722 | |
| 74 | $6,185 | 6.500% | $1,749 | 11 | +$777 | |
| 75 | $6,208 | 6.625% | $3,578 | 70 | +$800 | |
| 76 | $6,278 | 7.000% | $3,532 | 58 | +$870 | |
| 77 | $6,362 | 7.750% | $3,572 | 10 | +$954 | |
| 78 | $6,425 | 6.625% | $3,511 | 88 | +$1,017 | |
| 79 | $6,472 | 6.875% | $3,832 | 581 | +$1,064 | |
| 80 | $6,528 | 6.625% | $3,796 | 40 | +$1,120 | |
| 81 | $6,541 | 6.875% | $3,780 | 313 | +$1,133 | |
| 82 | $6,720 | 6.750% | $3,501 | 43 | +$1,312 | |
| 83 | $6,728 | 6.875% | $3,922 | 263 | +$1,320 | |
| 84 | $6,748 | 6.812% | $3,986 | 68 | +$1,340 | |
| 85 | $6,803 | 6.624% | $4,518 | 11 | +$1,395 | |
| 86 | $6,852 | 7.125% | $3,980 | 23 | +$1,444 | |
| 87 | $6,899 | 6.990% | $4,151 | 69 | +$1,491 | |
| 88 | $6,920 | 7.250% | $3,801 | 12 | +$1,512 | |
| 89 | $6,938 | 6.990% | $4,401 | 15 | +$1,530 | |
| 90 | $7,048 | 6.624% | $4,416 | 37 | +$1,640 | |
| 91 | $7,240 | 6.500% | $4,674 | 23 | +$1,832 | |
| 92 | $7,276 | 6.750% | $4,494 | 654 | +$1,868 | |
| 93 | $7,496 | 6.750% | $4,856 | 327 | +$2,088 | |
| 94 | $7,519 | 7.000% | $4,710 | 141 | +$2,111 | |
| 95 | $7,557 | 6.688% | $4,663 | 62 | +$2,149 | |
| 96 | $7,614 | 6.625% | $4,683 | 27 | +$2,206 | |
| 97 | $7,789 | 6.500% | $5,618 | 15 | +$2,381 | |
| 98 | $7,893 | 6.125% | $6,085 | 125 | +$2,485 | |
| 99 | $7,978 | 6.990% | $4,855 | 20 | +$2,570 | |
| 100 | $8,645 | 6.625% | $6,010 | 23 | +$3,237 | |
| 101 | $8,703 | 6.625% | $4,938 | 13 | +$3,295 | |
| 102 | $10,425 | 6.625% | $6,230 | 11 | +$5,017 | |
| 103 | $10,716 | 6.933% | $7,780 | 10 | +$5,308 |
Includes lenders with 10+ purchase originations in Hennepin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.