Homebuyers in Suffolk County County who chose Needham Bank paid $1,771 less in closing costs than the county median.
County Median Costs
$5,416
−2.3% vs Massachusetts ($5,543)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,555
Purchase Originations
3,932
Denial Rate
6.0%
vs Massachusetts avg (4.9%)
vs Massachusetts Median
2.3% below
$-127
vs National Median
18.9% below
$-1,264
62 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,645 | 6.500% | $294 | 12 | −$1,677 | |
| 2 | $3,656 | 6.125% | $695 | 29 | −$1,666 | |
| 3 | $3,672 | 6.500% | $595 | 17 | −$1,650 | |
| 4 | $3,744 | 6.000% | $600 | 19 | −$1,578 | |
| 5 | $3,875 | 5.500% | $745 | 16 | −$1,447 | |
| 6 | $4,204 | 6.000% | $899 | 52 | −$1,118 | |
| 7 | $4,208 | 5.000% | $1,345 | 126 | −$1,114 | |
| 8 | $4,227 | 5.750% | $675 | 12 | −$1,095 | |
| 9 | $4,297 | 6.000% | $1,295 | 184 | −$1,025 | |
| 10 | $4,373 | 6.500% | $456 | 11 | −$949 | |
| 11 | $4,516 | 6.438% | $1,090 | 20 | −$806 | |
| 12 | $4,518 | 5.990% | $1,195 | 11 | −$804 | |
| 13 | $4,566 | 6.500% | $250 | 11 | −$756 | |
| 14 | $4,684 | 6.750% | $1,674 | 27 | −$638 | |
| 15 | $4,684 | 5.562% | $710 | 14 | −$638 | |
| 16 | $4,797 | 6.375% | $1,545 | 16 | −$525 | |
| 17 | $4,912 | 6.500% | $1,445 | 48 | −$410 | |
| 18 | $4,937 | 6.125% | $1,200 | 30 | −$385 | |
| 19 | $4,972 | 6.250% | $1,450 | 55 | −$350 | |
| 20 | $5,050 | 6.250% | $1,499 | 435 | −$272 | |
| 21 | $5,091 | 5.125% | $1,395 | 68 | −$231 | |
| 22 | $5,103 | 6.125% | $950 | 27 | −$219 | |
| 23 | $5,104 | 6.375% | $1,582 | 90 | −$218 | |
| 24 | $5,124 | 6.750% | $1,245 | 15 | −$198 | |
| 25 | $5,232 | 6.750% | $1,638 | 82 | −$90 |
Includes lenders with 10+ purchase originations in Suffolk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.